My mortgage broker has requested my Fortis Green lawyer’ panel reference for the Santander conveyancing panel. What is the best way to discover this. I have e-mailed my local Fortis Green office but they cant find it on their system.
You are best placed to get this information from your Fortis Green conveyancer . Most Fortis Green conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
Our mortgage company has recommended a law firm on their panel based in Fortis Green but I would rather use a conveyancing lawyer in Fortis Green round the corner to me. Are you able to help?
Not all Fortis Green conveyancing practices are approved and listed on all banks conveyancing panel. Do make use of our search tool to choose a Fortis Green conveyancing firm on the on the mortgage company panel.
I am assisting my step-mother sell her house in Fortis Green. Does the solicitor order an energy performance certificate or it is for the seller to see to?
Following the abolition of Home Information Packs, energy assessments was left as a compulsory element of selling a property. An EPC should be commissioned before the property is advertised. This is not a task that conveyancers ordinarily organise. Where you are instructing a Fortis Green conveyancing solicitor they might be willing to arrange energy assessments given their relationships with reputable Fortis Green providers
My wife and I buying a 3 bedroom semi in Fortis Green. The intention is to an extension at the rear at the property.Will legal investigations on the property include enquiries to see if these works are allowed?
Your solicitor should check the registered title as conveyancing in Fortis Green can sometimes identify restrictions in the title deeds which prohibit categories of changes or necessitated the permission of another owner. Certain additions need local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
I have decided to exercise my right to buy my property in Fortis Green off the council. I have a mortgage offer with Santander. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
I have been on the look out for a leasehold apartment up to £245,000 and found one round the corner in Fortis Green I like with amenity areas and railway links nearby, the downside is that it only has 49 years on the lease. I can't really find anything else in Fortis Green suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a mortgage the shortness of the lease will be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.
Back In 2000, I bought a leasehold house in Fortis Green. Conveyancing and Britannia mortgage organised. I have received a letter from someone saying they have taken over the freehold. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Fortis Green who previously acted has long since retired. Any advice?
First contact the Land Registry to be sure that this person is in fact the new freeholder. There is no need to incur the fees of a Fortis Green conveyancing firm to do this as it can be done on-line for £3. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Despite our best efforts, we have been unsuccessful in trying to purchase the freehold in Fortis Green. Can the Leasehold Valuation Tribunal adjudicate on premiums?
if there is a missing freeholder or if there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to decide the premium.
An example of a Lease Extension decision for a Fortis Green residence is 21 St Matthews Court Coppetts Road in February 2013. the applicant applied to the Tribunal for a determination of the premium payable for a lease extension pursuant to Section 48 of the Leasehold Reform (Housing and Urban Development ) Act 1993. The tribunal therefore ordered that the premium was to be £13,267. This case related to 1 flat. The remaining number of years on the lease was 68 years.
Developers have put forward a conveyancing practitioner and I've obtained an estimate from them. It's almost three hundred pounds less expensive than my preferred Fortis Green conveyancer. What's the catch?
Housebuilders often have panels of lawyers who expedite matters and who know the builder's contract and conveyancing practitioner. As many developers offer an inducement to select their approved solicitor for this reason, any increased cost can be avoided and a builder won't put forward a conveyancing factory and run the risk of having the transaction stall when they require an exchange in 28 days. A counter-argument for not agreeing to use the suggested solicitor is that they may prove hesitant to 'push' your interests for fear of alienating the sellers. Where you have concerns that this may be the case you should keep with your local Fortis Green solicitor.