I am in the market for a reasonably priced conveyancer. Should I go for for a national conveyancer rather than a local Chafford Hundred conveyancing solicitor?
Generally conveyancing solicitors in your location will enjoy strong relationships with your local authority, which can assist with your Chafford Hundred conveyancing searches that your solicitor will need to carry out. It can only help if they enjoy good relationships with the Land Registry covering your area Chafford Hundred, other property lawyers in the area and Chafford Hundred Estate Agents.
It is a dozen years since I bought my house in Chafford Hundred. Conveyancing solicitors have recently been retained on the sale but I am unable to track down my deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be retained by the lender or they could be in the possession of the lawyers who handled your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Chafford Hundred involves registered property but in the rare situation where your home is unregistered it is more tricky but is resolvable.
If you had a top tip for choosing a conveyancing solicitor in Chafford Hundred what would it be?
We would encourage you not to base your choice on the lowest Chafford Hundred conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am selling my flat. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Bank of Ireland are being a right pain. The Chafford Hundred solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
UBS have agreed my home loan in principle, my offer on a property in Chafford Hundred has been accepted, what happens next?
The property agent will need to be informed of your conveyancing practitioner's details (be sure the property lawyers are on the lender’s panel). Telephone UBS or the financial adviser and finish off any appropriate documentation. UBS will sellect a valuer who will get in touch with the selling agent or vendor to arrange a time for the valuation to happen. Once conducted (assuming no problems) it takes on average ten days for the mortgage offer to be issued. UBS will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Chafford Hundred.
Given that I will soon part with hundreds of thousands of pounds on a property in Chafford Hundred I would like to have a conversation with the solicitor regarding thehome move prior to instructing the firm. Is this something that you can arrange?
We could not agree more - we would be happy to talk to you we do not take any clients on without you liaising with the lawyer due to be carrying out your property ownership legalities in Chafford Hundred.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The practices that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Chafford Hundred should be the figure that you end up paying.
In my capacity as executor for the estate of my grandfather I am disposing of a residence in Cardiff but I am based in Chafford Hundred. My lawyer (approximately 200 kilometers awayrequires that I sign a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Chafford Hundred to witness and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are located in Chafford Hundred
Do you have any top tips for leasehold conveyancing in Chafford Hundred from the point of view of speeding up the sale process?
- A significant proportion of the frustration in leasehold conveyancing in Chafford Hundred can be bypassed where you appoint lawyers as soon as your agents start marketing the property and request that they start to collate the leasehold documentation needed by the buyers’ conveyancers. You may think that you are aware of the number of years remaining on your lease but you should verify this by asking your lawyers. A purchaser's lawyer will not be happy to advise their client to to exchange contracts if the lease term is less than 80 years. It is therefore important at an as soon as possible that you consider whether the lease for your property needs extending. If it does, contact your solicitors before you put your property on the market for sale. In the event that you altered the property did you need the Landlord’s permission? Have you, for example installed wooden flooring? Most leases in Chafford Hundred state that internal structural alterations or laying down wooden flooring calls for a licence issued by the Landlord acquiescing to such works. Should you fail to have the paperwork to hand you should not communicate with the landlord without contacting your solicitor in the first instance. A minority of Chafford Hundred leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, it would be prudent to notify your estate agents to make sure that the purchasers obtain bank and professional references. The bank reference should make it clear that the buyer is financially capable of paying the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their solicitors.
I have had difficulty in trying to purchase the freehold in Chafford Hundred. Can this matter be resolved via the Leasehold Valuation Tribunal?
Absolutely. We can put you in touch with a Chafford Hundred conveyancing firm who can help.
An example of a Lease Extension case for a Chafford Hundred flat is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case was in relation to 13 flats. The unexpired term was 76 years.