We were just about to exchange contracts for a garden flat in Church End. We encountered a problem. The loan offer with Yorkshire Building Society runs out on 4/8/2025 but the owners are putting forward a completion date of 6/8/2025. Can one extend the loan offer?
The person best placed to address this question is your lawyer who will hopefully assess whether they corresponding with the mortgage company, owner’s solicitors, property agents or indeed all parties given what has gone on in your transaction to date.
When does exchange of contracts take place for residential conveyancing in Church End and am I required to attend the conveyancers office?
Where you are near to one of the conveyancing solicitors in Church End you are welcome to attend to sign the paperwork. That being said, the lender approved solicitors we recommend offer countrywide coverage for conveyancing and provide just as comprehensive and professional a job for you when communicating with you electronically. The signing of the contract is not the critical part. A signed contract simply enables the solicitor to exchange contracts when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Church End)to be in the office available at the end of the phone to exchange contracts.
We are due to move property in July. Will my conveyancing solicitor call the removal company on the day of completion. As an aside, can you suggest a removal company in Church End. Conveyancing lawyer was organised before I stumbled across this website.
On the day of completion you will need to pick up the house keys from your selling agent but this should only be done once the sellers conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. After that you will need to inform the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can help you choose a residential property solicitor in Church End or a firm with expertise in conveyancing in Church End.
Is it the case that all Church End conveyancing solicitors on the Yorkshire BS conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of lenders do permit licenced conveyancers on their panel and in that case the practice would be overseen by the CLC.
I had a mortgage agreed in principle with Nationwide. Church End conveyancing lawyers were instructed. How long does it take for Nationwide to forward the offer to the solicitor?
Some lenders take longer than others. Have Nationwide conducted the valuation? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I note that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when acquiring a property in Church End? or Apparently there is historic law that could mean that owners of property living in a parish church boundary may be liable to pay for maintenance towards the chancel within the church. Is this a legitimate concern for conveyancing in Church End?
Unless a prior purchase of the property completed after 12 October 2013 you can take it that conveyancing practitioners conducting conveyancing in Church End to remain recommending a chancel search and or chancel repair liability insurance.
I purchased a terraced Edwardian house in Church End. Conveyancing solicitor acted for me and Virgin Money. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Church End and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing practitioner who conducted the purchase.
We are one month into a freehold purchase having been recommend to a firm by the selling agent to do our conveyancing in Church End. I am am very frustrated with the quality of service. Can you help me find new lawyers?
They would need to be really poor to suggest changing them. Has your mortgage offer been issued? In the event that it has you will need to advise them of the replacement conveyancer and ensure the loan are re-sent. The conveyancer should be on the lenders panel to avoid escalating charges and delays. That should be your first question of the new solicitors. The search tool should assist you in finding a bank approved lawyer for your home move in Church End