I am about to put a bid on a leasehold apartment in Wendover. The property agents say that it is normal for flats in Wendover to have less than 75 years left on the lease. I am expecting a loan with Tesco Bank. Is this going to be acceptable if the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/2/2025 the requirements read as follows :
I am planning to move house in May. Will my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you recommend a removal company in Wendover. Conveyancing solicitor was chosen before I stumbled across this page.
On the afternoon of completion you can pick up the keys from the estate agent however this should only be done once the previous owners solicitors inform the agent that the monies to complete are in and the keys can be collected. Subsequently you will need to advise the removal men that you are ready to move in. We do not recommend a specific removal company but can help you choose a residential property solicitor in Wendover or a firm with expertise in conveyancing in Wendover.
I am selling my apartment. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, HSBC are being a right pain. The Wendover solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Planning on purchasing a maisonette in Wendover. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Wendover solicitor is on the Santander conveyancing panel.
My partner and I are selling our property in Wendover and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A high street Wendover lawyer would know this is not the case. It does beg the question why the purchasers instructed a national conveyancing firm rather than a conveyancing solicitor in Wendover. We have lived in Wendover for many years we know of no issue. Is it a good idea to get in touch with our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing firm already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I purchased a terraced Victorian house in Wendover. Conveyancing solicitor acted for me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wendover and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with the conveyancing lawyer who completed the work.
I am looking for a flat up to £245,000 and identified one near me in Wendover I like with open areas and station in the vicinity, however it's only got 51 remaining years left on the lease. I can't really find anything else in Wendover for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you require a home loan the remaining unexpired lease term may be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
Can you please clarify what options are open to me where my Wendover conveyancing searches reveals detrimental entries?
Normally, the majority of issues that arise in Wendover conveyancing search results can be dealt with ahead of completion or title insurance may be put in place. You need to note that regardless of the fact that you are acquiring the property and might be willing to live with the search results, your building society or bank may not, and ultimately they have the word say.