We note that you have a search directory listing solicitors on the Virgin Money conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in Higham Wood?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Higham Wood.
I have a decision in principle. The lender mentioned the home loan came with free conveyancing. Does this mean I have to appoint their panel conveyancer as I would prefer to use a specialised conveyancing solicitor in Higham Wood?
You should check but the the probability is that appoint one of their panel conveyancers if you want the "fee-free" incentive. Speak to the lender to ask if they allow a monetary alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Higham Wood.
My bid for a property was accepted at auction in Higham Wood. Conveyancing is necessary. What are my next steps?
Now that you have exchanged you now have to instruct a conveyancing lawyer as a matter of urgency as you now have a tight a fixed date to complete the transaction. All auction property will ordinarily have an associated legal pack. This will likely include evidence of title and search results. In the case of leasehold property the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You must give this to your appointed conveyancing solicitor ASAP. Do make sure that your finances are in order to complete the transaction on the set completion date.
Is there a list of Bank of Ireland panel conveyancers in Higham Wood on the Building Society Association’s Website?
No. There is no such directory service on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings viewable over the internet. If you are in need of a Higham Wood property lawyer on the Bank of Ireland please make the most of our facility.
Is it the case that all Higham Wood solicitors on the Lloyds conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Lloyds conveyancing panel they would need to be governed by the SRA. Many mortgage companies do list licenced conveyancers on their panel and in such a situation the firms would be governed by the CLC.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Higham Wood?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Higham Wood. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build house in Higham Wood with a mortgage from National Westminster Bank. The sellers refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not disclose to my solicitor about this deal as it would affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How do I search for a Higham Wood law firm on the Halifax conveyancing panel? I have wheels and am willing to travel upto 25miles to meet the conveyancer.
Feel free to make use of the tool on this website. Please pick a mortgage company and your location and you will see a number of Higham Wood conveyancing lawyers located nearest you. We have detailed some Higham Wood conveyancing firms towards the end of this page and you can contact them to verify whether they are on the Halifax member panel