Having been suggested to visit your organisation we were about to go ahead with a conveyancing solicitor in Higham Wood found using your comparison tool but have come across alternative estimates on the internet look less pricey – why is this?
You can find plenty of websites advertising alleged £99 conveyancing, yet more often than not extrafees end up with the final invoice markedly uplifted. In accordance with regulatory requirements fees listed in terms of engagement should be honest and reasonable and be applied The conveyancers that we list for conveyancing in Higham Wood specify all legal fees for the property you plan tobuy.
I am buying a end of terrace house in Higham Wood. Our aim is to convert the garage to a playroom at the house.Will the conveyancing process include checks to ascertain if these works are allowed?
Your conveyancer should review the deeds as conveyancing in Higham Wood can sometimes reveal restrictions in the title documents which prohibit certain alterations or necessitated the consent of another owner. Some extensions need local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
My partner and I have organised a further advance on our mortgage from Santander as we wish to carry out improvements to our property in Higham Wood. Are we obliged to choose a bricks and mortar Higham Wood solicitor on the Santander conveyancing panel to deal with the legals?
Santander would not normally appoint a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander list.
I had a mortgage agreed in principle with Nottingham. Higham Wood conveyancing solicitors were selected. What is the average time that one could expect to receive a mortgage offer from Nottingham?
Some lenders take longer than others. Have Nottingham done the valuation? Have you advised Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Higham Wood?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Higham Wood. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Higham Wood is where the house is located. Can you offer any assistance?
Flying freeholds in Higham Wood are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Higham Wood you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Higham Wood may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What does commercial conveyancing in Higham Wood cover?
Higham Wood conveyancing for business premises incorporates a wide range of services, offered by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
My solicitors in Higham Wood have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the bank. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the mortgage company directly.