Can you point me to a directory of Santander panel solicitors in Crofton Park on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available over the internet. Where you are in need of a Crofton Park lawyer on the Santander please use our facility.
My partner and I are in the process of viewing flats in Crofton Park and I am now considering a potential offer. Is it sensible to have a property lawyer on ‘stand by’? I intend to finance via a home loan with RBS.
It would be wise to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are obtaining a mortgage with RBS, ask your prospective lawyers if they are on the RBS conveyancing panel otherwise they can't do the mortgage legal work.
I recently had an offer accepted on a house in Crofton Park. My financial adviser recommended their conveyancers. I paid an advanced payment of £175. Soon after, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I need some fast conveyancing in Crofton Park as I have pressure to exchange contracts within 4 weeks. Thankfully I do not require a mortgage. Can I decline from having conveyancing searches to save money and time?
As you are are a mortgage free buyer you are at liberty not to do searches although no solicitor would recommend that you don't. With plenty of history conveyancing in Crofton Park the following are instances of what can arise and adversely affect the marketability of the property: Enforcement Notices, Outstanding Charges, Overdue Grants, Railway Schemes,...
It has been five months since my purchase conveyancing in Crofton Park completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Crofton Park is the location of the property. Is there any advice you can give?
Flying freeholds in Crofton Park are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Crofton Park you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crofton Park may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Should I be suspicious by third parties that I am dealing with are encouraging me to use an online conveyancing firm rather than a local Crofton Park conveyancing company?
As with lots of service providers, often referrals from family and friends can be extremely useful or valuable. Yet there are numerous players in a conveyancing matter; estate agents, financial adviser and mortgage companies may suggest lawyers to instruct. On occasion these solicitors might be known to one of the organisations as being good in their field, but occasionally there is an underlying commercial relationship behind the recommendation. You are free to choose your own lawyer. Don't forget that the majority of banks have an approved list of conveyancers you must use for the mortgage related work in your conveyancing.
My sister purchased her house in Crofton Park in 2006. She has got married, widowed and has recently remarried. She now wishes to dispose of the Crofton Park property. I believe she will just be need to provide a copy of her marriage certificates to the lawyer however she is concerned it could hold up the house move. Should she instruct a lawyer to update the title documents for the property?
You are not required to update the register on the basis that you have the evidence needed to show how the name change has come about.
The buyer’s conveyancing practitioner will review the land registry entries and ask for evidence to prove the name change e.g. marriage documentation.