My lender has suggested solicitors on their panel based in Horsford but I would rather choose a conveyancing lawyer in Horsford or nearer to where I live. Can you assist?
Far from all Horsford conveyancing solicitors are on all banks conveyancing panel. Use our find an approved solicitor tool to locate a Horsford conveyancing solicitor on the on the lender panel.
I have paid off my mortgage with Nottingham. I assume I don't need a Horsford lawyer on the Nottingham panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I am due to exchange contracts on my apartment. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Bank of Ireland are being a right pain. The Horsford solicitor who is on the Bank of Ireland conveyancing panel is recommending indemnity insurance as a solution but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a house in Horsford on 29/1/2025, valuation was booked 4 days after, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I'm purchasing my first flat in Horsford with the aid of help to buy. The developers would not budge the amount so I negotiated 6k of extras instead. The property agent advised me not reveal to my lawyer about this extras as it could impact my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How easy is it to use your search tool to locate a conveyancing lawyer in Horsford on the authorised to act for my lender?
1st pick a mortgage company such as Accord Mortgages Ltd, Virgin Money or Bank of Ireland then choose your location e.g. Horsford. Conveyancing firms in Horsford and across England and Wales should be shown.
We expect to complete the sale of our £150,000 garden flat in Horsford in just under a week. The managing agents has quoted £324 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is the landlord entitled to charge such fees for a flat conveyance in Horsford?
Horsford conveyancing on leasehold flats usually necessitates the buyer’s solicitor sending questions for the landlord to answer. Although the landlord is not legally bound to respond to such questions the majority will be content to assist. They may levy a reasonable charge for answering questions or supplying documentation. There is no set fee. The average costs for the information that you are referring to is £350, in some cases it is above £800. The administration charge invoiced by the landlord must be accompanied by a summary of rights and obligations in respect of administration charges, otherwise the charge is not strictly payable. Reality however dictates that you have little option but to pay whatever is demanded should you wish to sell the property.
I inherited a split level flat in Horsford, conveyancing having been completed in 2009. Can you work out an approximate cost of a lease extension? Equivalent flats in Horsford with an extended lease are worth £265,000. The average or mid-range amount of ground rent is £50 invoiced every year. The lease runs out on 21st October 2101
With just 76 years left to run we estimate the price of your lease extension to span between £8,600 and £9,800 plus costs.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.
At last I have had an offer on an maisonette in Horsford agreed to, the seller does nevertheless have a tied purchase. The current proprietors have offered on on an apartment, but it’s not yet agreed to, and has viewings of other apartments in the pipeline. I have chosen a nearby conveyancing solicitor in Horsford. What do I do now? When should I get the mortgage application with TSB started with TSB?
It is usual to have concerns where there is a chain given your reluctance to be too out of pocket prematurely (mortgage application is approx £1k, then valuation, Horsford conveyancing search fees, etc). First, you should check that your conveyancing practitioner is on the TSB approved list. Concerning the subsequent steps this very much depends on the uniqueness of your case, desire for this property and on the state of the market. During a rising market some purchasers will apply for the mortgage with TSB and pay for the valuation and only if it was satisfactory would they pay their lawyer to proceed with the conveyancing in Horsford.