The conveyancer who dealt with my previous purchase has sent a quote for £1400 for fixed fee conveyancing in Northam. I’m hoping to sell a Edwardian house for £225,000. This appears overpriced. Is it in excess of the norm for conveyancing in Northam?
The quote is slightly on the expensive side. If you shop around you may be able to get the conveyancing a bit cheaper by say £125. On the other hand, you couldcome to regret choosing an an untested solicitor. Remember to enquire that the conveyancer can also act for your mortgage company. Do make use of our search tool to get a quote a Northam conveyancing company on the lender’s member panel which can often include conveyancing solicitors in Northam.
My grandmother passed away 10 months ago and as sole heir and executor I was left the house in Northam. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this possible?
If you intend to refinance then Aldermore will insist on your using a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
4 months have elapsed following my purchase conveyancing in Northam took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what should have been a straight forward, chain free conveyancing. Northam is the location of the property. Can you shed any light on this issue?
Flying freeholds in Northam are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Northam you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Northam may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In my capacity as executor for the estate of my uncle I am disposing of a residence in Newport but live in Northam. My conveyancer (based 300 miles from meneeds me to sign a stat dec ahead of the transaction finalising. Could you suggest a conveyancing practitioner in Northam who can attest this legal document for me?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are Northam based
We are in the process of acquiring a property in Northam. Can the conveyancer keep our transaction price a secret from the likes of Rightmove. Is this possible and how?
HM Land Registry by statute are obliged to note price sold information on the official title for residential properties nationwide including premises in Northam. The Title Register is an open document, so HMLR would be breaking the law if they did not allow access to the register.
In essence you can ask HMLR to withhold the price paid entry yet the response will be in the negative.