My partner and I are acquiring our first house. The lawyer has e-mailedto ask if we would like to take out supplemental conveyancing searches. We are really unsure what's recommended for conveyancing in Southampton
The quantity and type of Southampton conveyancing searches should be dictated entirely on the property, the location, the likelihood of any of these risks, your knowledge of the area and risks, your overall approach to risk. What matters is that you adequately comprehend what information the searches could supply. Then you can make a decision if you personally think you need that information. Where you are unsure, ask your conveyancer to recommend.
What is the first thing I need to know regarding purchase conveyancing in Southampton?
Not many law firms shout this from the rooftops but conveyancing in Southampton and elsewhere in Hampshire is often a confrontational experience. In other words, when it comes to conveyancing there is plenty of opportunity for confrontation between you and other parties involved in the transaction. For instance, the seller, property agent and on occasion the mortgage company. Selecting a law firm for your conveyancing in Southampton is a critical decision as your conveyancer is your adviser, and is the ONE person in the process whose responsibility is to act in your legal interests and to protect you.
Every so often a third party with a vested interest will attempt to convince you that it is in your interests to do things their way. For instance, the selling agent may claim to be assisting by claiming that your conveyancer is dragging his heels. Or your financial adviser may try to convince you to do something that is against your solicitors recommendation. You should always trust your lawyer above all other parties in the conveyancing process.
Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Southampton. Do I collect the keys to the house on completion from my lawyer? If this is the case, I will appoint a High Street conveyancing solicitor in Southampton?
On the day of completion you will not be required to attend the conveyancers office in Southampton. Conveyancing lawyers for you will transfer the completion advance to the owner’s solicitors, and shortly after the monies have arrived, you will be invited to receive the keys from the Estate Agents and move into your new home. Usually this happens between 1 and 3pm.
Are all Southampton Conveyancing Quality Solicitors on the Aldermore conveyancing list of approved firms?
It is true that some banks and building societies now utilise CQS as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
Is there a list of Aldermore panel conveyancers in Southampton on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. Very few lenders make their panel listings open the public online. Where you are in need of a Southampton lawyer on the Aldermore please use our facility.
I have a 4 bedroom Edwardian property in Southampton. Conveyancing solicitor acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Southampton and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing solicitor who completed the work.
About to purchase a new build flat in Southampton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Southampton
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I am looking for a conveyancing lawyer in Southampton for my home move. Can I review a solicitor's record with the profession’s regulator?
Members of the public may review documented Solicitor Regulator Association (SRA) determinations stemming from investigations started on or after 1 January 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The SRA could monitor telephone calls for training reasons.