It is 10 years ago since I purchased my house in Undy. Conveyancing solicitors have recently been retained on the sale but I am unable to find my title documents. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be kept by the mortgage company or they could be in the possession of the lawyers who acted in your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. The vast majority of conveyancing in Undy involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
A relative recommended that if I am buying in Undy I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Undy conveyancing searches. It is not a small document of more than thirty pages, listing and setting out important information about Undy around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Undy Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Undy Education with maps and statistics, Local Amenities and other useful data about Undy.
Over the last few months I have been searching for a flat up to £245,000 and found one round the corner in Undy I like with open areas and transport links in the vicinity, the downside is that it's only got 61 years on the lease. I can't really find anything else in Undy for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a mortgage the shortness of the lease will likely be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
I am looking to sell my home. My former solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Undy if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in Undy. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
My husband and I are 18 days into a residential purchase having been directed to a firm by the estate agent to carry out the conveyancing in Undy. We are not happy. Can you you assist me in finding new lawyers?
A solicitor would have to be really poor to suggest diss instructing them. Has your mortgage offer been generated? If so you need to make them aware of the new conveyancer and ensure the loan are re-sent. Your conveyancer should be on the lenders approved list to avoid supplemental fees and frustration. So that should be your starting point. The search tool should assist you in finding a bank approved lawyer for your home move in Undy
What can I do to establish who owns a house in Undy?
Provided the premises is recorded at HMLR, and you have enough information of the location of the property, you will be able to obtain results from the the Land Registry of the registered proprietor for a a minimal charge.