I have Fifty Six years left on my lease and need a lease extension for my apartment in Dinnington. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/1/2025 the requirements read as follows :
We are buying a 4 bedroom semi-detached house in Dinnington. We would like to carry out an extension to the side at the house.Will the conveyancing process include investigations to see if these alterations are permitted?
Your conveyancer will check the registered title as conveyancing in Dinnington will on occasion reveal restrictions in the title documents which prohibit certain alterations or require the consent of another owner. Some additions require local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.
I have paid off my mortgage with Skipton. I assume I don't need a Dinnington property lawyer on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I am selling my flat. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, RBS are being problematic. The Dinnington solicitor who is on the RBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but RBS are requiring a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am looking for a leasehold apartment up to £305k and identified one near me in Dinnington I like with amenity areas and railway links nearby, the downside is that it only has 51 years on the lease. I can't really find anything else in Dinnington in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
If you need a mortgage that many years will likely be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
What does commercial conveyancing in Dinnington cover?
Dinnington conveyancing for business premises incorporates a broad array of services, supplied by qualified solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
Estate agents have just been given the go-ahead to market my 2 bed flat in Dinnington. Conveyancing solicitors are to be appointed soon, however I have just received a yearly service charge demand – should I leave it to the buyer to sort out?
It best that you discharge the invoice as usual because all ground rent and maintenance charges will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Leasehold Conveyancing in Dinnington - Sample of Questions you should ask Prior to Purchasing
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How many of the leaseholders are in arrears for their service charge payments? You will want to find out as much as you can concerning the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to daily issues such as the cleanliness of the common parts. Ask other people whether they are happy with them. Finally, investigate as to the dates that you are obliged pay the service charge to the appropriate party and precisely how they are spending the funds.
I purchased a property in Dinnington last 16/11/2023 and to date it is still not registered with the Land Registry. It is part of a new estate and my property lawyer told me that it can take one year to register. I have called HM Land Registry directly and they say that the initial application was cancelled due to questions not being addressed in time. Do I need to be concerned?
It is your conveyancer that you should contact in order to satisfy any concerns which have arisen as part of the registration formalities for your Dinnington property. Normal Dinnington conveyancing practice includes an undertaking on the part of the vendor’s conveyancer that they will assist in resolving any requirements raised by HMLR so it may be a case of taking action to enforce that undertaking in some way.