Is the fact that my conveyancer in Southwick is not listed on my lender's solicitor panel that there is a problem with the quality of her conveyancing?
That is most likely a wrong assumption to make. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Southwick conveyancing firm and enquire why they are no longer on the approved list for your mortgage company.
We are selling our flat in Southwick. Does my solicitor have to be on the UBS conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
My stepmother informed me that in purchasing a property in Southwick there could be various restrictions affecting the ability to carry out external alterations to a property. Is this right?
There are anumerous of properties in Southwick which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Southwick should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My wife and I buying a 3 bedroom semi in Southwick. Our aim is to carry out an extension to the side at the house.Will legal due diligence on the property include enquiries to ascertain if these works are allowed?
Your property lawyer should review the deeds as conveyancing in Southwick will sometimes reveal restrictions in the title documents which prevent categories of alterations or require the consent of a 3rd party. Some extensions need local authority planning permissions and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
Can you point me to a directory of Aldermore panel conveyancers in Southwick on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings viewable on the web. Where you are in need of a Southwick lawyer on the Aldermore please use our tool.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a quick, chain free conveyancing. Southwick is where the house is located. What do you suggest?
Flying freeholds in Southwick are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Southwick you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Southwick may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I was pointed in your direction by two or three local property agents in Southwick to choose a solicitor on your site. Is there a financial advantage for Estate Agents to recommend your services ahead of a competitor’s?
We don’t give any financial incentive for directing people in our direction. We found it would be just too difficult to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
I need to appoint a conveyancing solicitor for residential conveyancing in Southwick. I happened to chance upon a site which appears to be the perfect solution If it is possible to get all this stuff done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?