We see that you have a post code search directory listing law firms on the Virgin Money conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Frenchay?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Frenchay.
is it true that all Frenchay conveyancing solicitors on the Santander conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Santander approved list of solicitors they would need to be regulated by the SRA. Many banks do list licenced conveyancers on their panel and in that case the practice would be governed by the CLC.
My wife and I are at the point of looking at houses in Frenchay and I am about to put in an offer. Is it best to have a lawyer on ‘stand by’? I will be getting a mortgage with Skipton.
It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. As you are seeking a mortgage with Skipton, ask your prospective lawyers if they are on the Skipton conveyancing panel otherwise they can't do the mortgage legal work.
Kent Reliance have agreed my mortgage in principle, my offer on a house in Frenchay has been accepted, now what?
Your estate agent will want to be advised as to your solicitor's details (ensure that the lawyers are on the lender’s panel). Telephone Kent Reliance or the broker and finish off any relevant documentation. Kent Reliance will appoint a valuer who will get in touch with the estate agent or vendor to book an appointment. Once conducted (assuming no problems) it takes about a week for the mortgage offer to be issued. Kent Reliance will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Frenchay.
Are there restrictive covenants that are commonly identified as part of conveyancing in Frenchay?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Frenchay. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build house in Frenchay with a loan from Coventry Building Society. The sellers would not move on the price so I negotiated £7000 of additionals instead. The house builders rep told me not reveal to my conveyancer about the extras as it could adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Frenchay is the location of the property. What do you suggest?
Flying freeholds in Frenchay are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Frenchay you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Frenchay may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Given that I will soon part with over three hundred thousand on a terraced house in Frenchay I wish to have a conversation with the conveyancer concerning thetransaction prior to instructing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor due to be doing your property ownership legalities in Frenchay.There is no ‘factory style conveyancing’ - every client is unique individual, not a matter reference. The law firms that we put you in touch with believe that the figure you are provided with for your conveyancing in Frenchay should be the figure that you are charged.