We were just about to exchange contracts for a garden flat in Wollaston. We have hit a problem. The mortgage offer with Coventry Building Society runs out on 25/2/2026 but the vendors are insisting on a completion date of 27/2/2026. Is it possible to extend the mortgage expiry date?
The person best placed to deal with your question is your conveyancer who is in a position to calculate if he or she is corresponding with the mortgage company, seller’s solicitors, property agents or possibly all three based on the history of your conveyancing as of today.
Should my lawyer be making enquiries about flooding as part of the conveyancing in Wollaston.
The risk of flooding is if increasing concern for conveyancers carrying out conveyancing in Wollaston. Some people will buy a house in Wollaston, fully expectant that at some time, it may suffer from flooding. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Lawyers are not best placed to offer advice on flood risk, but there are a numerous searches that can be initiated by the purchaser or on a buyer’s behalf which should figure out the risks in Wollaston. The standard information supplied to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the owner to determine whether the premises has suffered from flooding. In the event that flooding has previously occurred which is not disclosed by the seller, then a buyer could commence a claim for damages stemming from an incorrect response. A buyer’s lawyers should also commission an enviro search. This should higlight whether there is a recorded flood risk. If so, further investigations should be made.
I have recentlydiscovered that Arc property Solicitors have been shut down. They conducted my conveyancing in Wollaston for a purchase of a leasehold flat 18 months ago. How can I check that my home is in my name in the name of the previous owner?
The quickest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Wollaston conveyancing specialists.
I was pointed in your direction by numerous estate agents in Wollaston to locate a conveyancer on your site. Is there a financial upside for Estate Agents to offer your lawyers rather than alternative conveyancing organisations?
We refuse to give any commission for sending work to this site. We thought it would be too underhand a fee because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
In scouring the world wide web for the phrase cheap conveyancing in Wollaston it reveals many property lawyerslocally. How do I determine which is the suitable conveyancing solicitor for me?
The best method of seeking a suitable conveyancer is via personal testimonial, so seek the opinion of colleagues and those you trust who have bought a property in Wollaston or a respected estate agent or financial adviser. Charges for conveyancing in Wollaston differ, so it's a good idea to secure a minimum of four fee calculations from different companies. Be sure to obtain confirmation that the costs are assured not to to be inflated.
Jane (my partner) and I may need to let out our Wollaston basement flat for a while due to taking a sabbatical. We instructed a Wollaston conveyancing firm in 2001 but they have closed and we did not have the foresight to seek any guidance as to whether the lease permits subletting. How do we find out?
Some leases for properties in Wollaston do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
Wollaston Leasehold Conveyancing - A selection of Questions you should consider Prior to buying
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Is there a share of the freehold? How many of the leaseholders are in arrears for their service charge payments? For most Wollaston leaseholds the outlay for major works are not incorporated into the service charges, although some managing agents in Wollaston require leasehold owners to contribute towards a sinking fund created for the specific intention of building a fund for larger repairs or maintenance.