I do hope you can assist me. My Stanwick conveyancer is assuring me that he has toorder Stanwick conveyancing searches becausethe firm are on the Santanderconveyancing panel. Is my solicitor correct?
You have limited options available to you. Given that you are taking out a loan with a lender your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Stanwick conveyancing searches.
We see that you have a search directory identifying law firms on the RBS conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Stanwick?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Stanwick.
I am assisting my step-mother sell her house in Stanwick. Will the solicitor arrange the energy performance certificate or it is for the owner to coordinate?
After the abolition of HIPs, energy assessments remained a compulsory part of selling a house. An energy performance certificate needs to be commissioned in advance of the property being marketed. It is not something that law firms ordinarily arrange. Where you are using a Stanwick conveyancing lawyer they might be able to arrange energy performance certificates due to their relationships with reputable Stanwick assessors
How can we tell if a Stanwick conveyancing solicitor on the Co-operative panel is any good?
When it comes to conveyancing in Stanwick getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer conducting your transaction.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Stanwick solicitor on the HSBC panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
The deeds to my house are lost. The solicitors who conducted the conveyancing in Stanwick 5 years ago have long since closed. What do I do?
You no longer need to hold title deeds to prove you own the land or premises, given that the Land Registry have everything they need in a digital format.
I decided to have a survey completed on a house in Stanwick in advance of instructing solicitors. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some lenders will refuse to give a loan on such a premises.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you contact us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Stanwick. Conveyancing will be smoother if you use a solicitor in Stanwick especially if they are familiar with such properties in Stanwick.
I am looking for a conveyancing solicitor in Stanwick for my house move. Is there any facility to see a solicitor's record with the profession’s regulator?
You can find published Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The regulator could recorded call for training reasons.