I am not in a position to travel far from Stanwick. I would like to know the reason why all Stanwick lawyers aren't automatically on all bank panels?
Mortgage companies highlight the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud annually.The dismissal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its outcome included recommendations for lending institutions to review their conveyancing panels, which triggered a major policy change in the sector. It led to mortgage companies pruning a number of firms off their official list of approved solicitors .
Completed the sale of my flat in Stanwick last February but my buyer keeps SMS messaging daily complaining that his lawyer is waiting to hear from mysolicitor. What should my lawyer have done following completion?
Following your sale your solicitor should deliver the transfer documentation and all of the paperwork to the buyer’s solicitors. Where relevant, your conveyancer must also confirm that the home loan has been redeemed to the buyers lawyers. There is unlikely to be post completion procedures peculiar conveyancing in Stanwick.
What can a local search inform me regarding the property my wife and I buying in Stanwick?
Stanwick conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company for instance Onsearch The local search plays a central role in many a Stanwick conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
I used Stirling Law several years past for my conveyancing in Stanwick. Now, I need the documents but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Stanwick of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing a new build house in Stanwick with a loan from Platform Home Loans Ltd. The builders would not move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not to tell my conveyancer about this extras as it may affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In my capacity as executor for the estate of my grandmother I am selling a residence in Swansea but I am based in Stanwick. My conveyancer (who is 235 kilometers from mehas requested that I execute a stat dec ahead of completion. Could you suggest a conveyancing practitioner in Stanwick to attest and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are Stanwick based