My fiance’s uncle is a conveyancing practitioner. I hope that I will receive friends and family pricing for conveyancing, However if that does not come materialise, what level of figure would I typically be looking at for conveyancing in Stanwick?
It’s prudent to request multiple conveyancing estimates. Do use our search tool on this page. The estimates may contrast greatly but service levels do are distinct between solicitors as is true with most professions.
My lawyer in Stanwick has never been on on the Nationwide Building Society Conveyancing Panel. Is it possible for me to continue with my prefered solicitor notwithstanding that they are not on the Nationwide Building Society list of approved lawyers?
The limited options available to you here include:
- Complete the purchase with your preferred Stanwick solicitors but Nationwide Building Society will need to instruct a lawyer on their list of acceptable firms. This will result in additional overall conveyancing fees as well as result in delays.
- Get an alternative lawyer to act in the conveyancing, remembering to check they are Convince your lawyer to do everything within their powers to join the Nationwide Building Society conveyancing panel
When it comes to mortgage companies such as Bank of Ireland, do Stanwick lawyers incur a yearly amount to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Last month we had a mortgage agreed in principle with Nottingham. Stanwick conveyancing solicitors are selected. What is the average time that one could expect to receive a mortgage offer from Nottingham?
Some lenders take longer than others. Have Nottingham conducted the valuation? Have you advised Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Stanwick conveyancing practitioner on the Skipton panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I own a 4 bedroom Victorian property in Stanwick. Conveyancing practitioner represented me and Santander. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stanwick and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing practitioner who completed the work.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a straight forward, chain free conveyancing. Stanwick is the location of the property. Can you shed any light on this issue?
Flying freeholds in Stanwick are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stanwick you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stanwick may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What if there is a problem with the searches carried out as part of our conveyancing in Stanwick?
Normally, almost all problems arising from Stanwick conveyancing search results can be addressed ahead of completion or title insurance could possibly be taken. You should note that although you intend on purchasing the property and may be content to accept the search results, your mortgage lender may not, and when all said and done they have the final say.