My property lawyer in Waterlooville is not on the Chelsea Building Society Solicitor Panel. Can I still continue with my family solicitor notwithstanding that they are excluded from the Chelsea Building Society panel?
The limited options available to you here include:
- Complete the purchase with your existing Waterlooville lawyers but Chelsea Building Society will need to use a conveyancer on their panel. This will result in additional overall conveyancing charges as well as result in frustration.
- Find an alternative lawyer to act in the purchase, remembering to check they are on the Chelsea Building Society panel
What is the difference between a licensed conveyancer and conveyancing solicitor in Waterlooville
There are many registered licenced Conveyancers in Waterlooville and Solicitor partnerships in Waterlooville to choose from We would stress that the two are regulated professionals specialising in the legal aspects of transferring property. Both can deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am purchasing a property in Waterlooville. A rare aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is TSB your lawyer must comply with the conveyancing instructions set out in Section 2 of UK Finance Lenders’ Handbook for TSB. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and solicitors are required to report to TSB where a lease does not satisfy these requirements. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Waterlooville.
I recently had an offer accepted on an apartment in Waterlooville. My mortgage broker recommended their conveyancers. I paid an on account payment of £225. Soon after, the solicitor called me sheepishly admitting that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
The deeds to our property are lost. The conveyancers who conducted the conveyancing in Waterlooville 5 years ago are no longer around. What do I do?
Nowadays there are copies made of almost everything, and your conveyancer should be aware precisely where to locate all the appropriate paperwork so you can purchase or dispose of your house without any difficulty. Where duplicates can’t be found, your conveyancer can put in place insurance or indemnities protecting you against future claims on the property.
I decided to have a survey done on a property in Waterlooville prior to retaining lawyers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some lenders may refuse to issue a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Waterlooville. Conveyancing will be smoother if you use a solicitor in Waterlooville especially if they are accustomed to such properties in Waterlooville.
Is it simple use your search app to choose a conveyancing solicitor in Waterlooville on the panel for my lender?
Step one is to choose a mortgage company such as Barclays , Skipton Building Society or Platform Home Loans Ltd then choose your location e.g. Waterlooville. Conveyancing organisations in Waterlooville and further afield will then be shown.
My step-father has encouraged me to appoint his lawyers for conveyancing in Waterlooville. Do I follow his guidance?
No doubt it’s preferable to choose a conveyancing solicitor is to seek feedback from friends or relatives who have previously instructed the firm that you are are thinking of instructing.