Having sold my house in Portsmouth last July but our buyer keeps whats apping daily to moan that their lawyer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Post completion of your sale your lawyer should forward the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where relevant, your solicitor must also send confirmation that the legal charge in favour of the lender has been redeemed to the buyers solicitors. There are no post completion tasks just for conveyancing in Portsmouth.
I am helping my aunt sell her property in Portsmouth. Does the conveyancer commission an energy performance certificate or it is for the seller to coordinate?
After the abolition of Home Packs, energy assessments was retained a required element of moving property. An energy performance certificate should be to hand before the property is marketed. This is not something that solicitors ordinarily arrange. If you are instructing a Portsmouth conveyancing practitioner they may help arrange energy assessments due to their relationships with long established local providers
We are getting the release of further funds on our mortgage from Lloyds as we wish to carry out renovations to our house in Portsmouth. Are we obliged to appoint a local Portsmouth solicitor on the Lloyds conveyancing panel to handle the paperwork?
Lloyds do not ordinarily require a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds panel.
I am expecting a DIP from RBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Portsmouth solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Portsmouth solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
A relative recommended that where I am buying in Portsmouth I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually quoted for as part of the standard Portsmouth conveyancing searches. It is not a small report of more than thirty pages, listing and setting out significant information about Portsmouth around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Portsmouth Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Portsmouth Education with plans and statistics, Local Amenities and other useful data concerning Portsmouth.
Due to the advice of my in-laws I had a survey completed on a house in Portsmouth before instructing lawyers. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will refuse to grant a loan on such a property.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Portsmouth. Conveyancing may be slightly more expensive based on your lender's requirements.
I have been advised by numerous selling agents in Portsmouth to find a conveyancer on your site. Is there a financial inducement for Estate Agents to market your site rather than a competitor’s?
We don’t give any referral fee for sending work in our direction. We found it would be just too difficult a fee as members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
As co-executor for the estate of my father I am selling a residence in Newport but live in Portsmouth. My conveyancer (who is 300 miles awayhas requested that I execute a statutory declaration before completion. Can you recommend a conveyancing practitioner in Portsmouth to attest and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are located in Portsmouth