All was ready to move into my new home in Eastney and Southsea next Tuesday. My conveyancing practitioner now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What does the insurance need to cover?
All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These obligations are not limited to conveyancing in Eastney and Southsea.
Having sold my house in Eastney and Southsea last July yet the purchaser is e-mailing daily to moan that his conveyancer is waiting to hear from myconveyancer. What are the post completion sale legalities now that I have sold?
After completion of your disposal your conveyancer is duty bound to forward the transfer deeds and all of the paperwork to the purchaser's conveyancer. Where relevant, your lawyer must also send confirmation that the home loan has been paid off to the purchasers conveyancers. There are no post completion procedures unique to conveyancing in Eastney and Southsea.
We're in Eastney and Southsea, First timers purchasing with a mortgage (lender is Nottingham , and our solicitor is on the Nottingham conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Nottingham conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
The deeds to our home are lost. The conveyancers who conducted the conveyancing in Eastney and Southsea 5 years ago no longer exist. What are my next steps?
These day there are copies made of almost everything, and your lawyer will be aware precisely where to look for all the relevant paperwork so you can purchase or sell your property without a hitch. If duplicates can’t be found, your lawyer can arrange cover in the form of insurance or indemnities against possible claims on the property.
What does commercial conveyancing in Eastney and Southsea cover?
Non domestic conveyancing in Eastney and Southsea incorporates a wide range of services, provided by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
My partner and I have just discovered that one of the directors of the firm handling the purchase conveyancing in Eastney and Southsea is related to the seller. Is this permitted?
Provided no conflict arises this is allowable. If you are needing a mortgage then the lender may have a say as many banks have specific requirements concerning this. For example for RBS- First Active as of 27/4/2026, the requirements read as follows :