It is 10 years ago since I purchased my home in Hilsea. Conveyancing lawyers have recently been retained on the sale but I can't find the title deeds. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be kept by your mortgage company or they could be in the possession of the conveyancers who handled your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. The vast majority of conveyancing in Hilsea relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
My mortgage company has recommended solicitors on their panel based in Hilsea but I would rather choose a conveyancing lawyer in Hilsea or nearer to where I live. Are you able to assist?
It is by no means the case that all Hilsea conveyancing practitioners are approved and listed on all lender’s conveyancing panel. Please make use of our search tool to choose a Hilsea conveyancing conveyancer on the on the mortgage company panel.
I am assisting my niece sell her flat in Hilsea. Does the solicitor order an energy assessment or it is for me to coordinate?
After the abolition of Home Packs, EPC’s remained a compulsory element of moving property. An energy performance certificate should be to hand prior to the property being put on the market. This is not as aspect of the sale process that conveyancers ordinarily arrange. If you are instructing a Hilsea conveyancing solicitor they might be able to arrange EPC’s due to their contacts with reputable Hilsea assessors
When it comes to mortgage companies such as Barclays, do Hilsea conveyancing practitioners incur a yearly amount to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
We were going to get a AIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Hilsea solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Hilsea solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
Are there restrictive covenants that are commonly picked up during conveyancing in Hilsea?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Hilsea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a flat up to £195,000 and found one near me in Hilsea I like with a park and railway links in the vicinity, however it's only got 49 years unexpired on the lease. I can't really find anything else in Hilsea for this price, so just wondered if I would be making a grave error acquiring a short lease?
If you require a mortgage that many years will be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this.
My father has recommend that I instruct his conveyancing solicitors in Hilsea. Should I find my own property lawyer?
Much as we are happy to recommend a Hilsea conveyancing lawyer it’s preferable to find a conveyancing solicitor is to get referrals from friends or family who have previously instructed the solicitor that you are considering.