Finally, a mortgage agreement from Nationwide for the refinancing of my 3 room garden flat is due within the next few days. Are you able to suggest a low cost conveyancing law firm in Hilsea?
You have arrived at the wrong place to search for a cheap conveyancing solicitors in Hilsea. Our intention is to offer affordable conveyancing but our intention is not to advertise as being the cheapest. Do not be seduced by organisations seducing you with £99 conveyancing in Hilsea. The optimum result, in choosing a lawyer for low cost conveyancing, you will receive what you pay for and at worst you will end up with a surprising uplift in additional fees and still not get the service required.
In the event thatI were to purchase a simple residential homein Hilsea for cash and dispense with a survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Hilsea?
The only saving you would achieve is the disbursement for searches. A solicitor still got to do everything else - money laundering, liaising with your vendors conveyancer, SDLT return, register the title etc. You might save a bit for them not having to register a charge however it won't be meaningful.
Having sold my house in Hilsea last September yet the purchaser is calling daily to moan that their conveyancer is waiting to hear from mylawyer. What are the post completion sale legalities following completion?
Following your house sale your lawyer is obliged to send the transfer deeds and all of the paperwork to the buyer’s solicitors. Where appropriate, your conveyancer must also evidence that the legal charge in favour of the lender has been repaid to the purchasers conveyancers. There is unlikely to be post completion steps specific conveyancing in Hilsea.
We're in Hilsea, First timers buying with a mortgage (lender is Nottingham , and our lawyer is on the Nottingham conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Nottingham conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I have paid off my mortgage with Virgin Money. I assume I don't need a Hilsea property lawyer on the Virgin Money panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
I am due to exchange contracts on my apartment. I had a double glazing fitted in August 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, HSBC are being pedantic. The Hilsea solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I was told four weeks ago that my mortgage has been agreed to by Leeds Building Society. Is it usual for Leeds Building Society to only issue the offer once my solicitor in Hilsea is approved on their conveyancing panel? Leeds Building Society have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there any apps to assist me to identify a Hilsea solicitor on the Virgin Money conveyancing panel? I am a keen cyclist and am prepared to travel upto 25kilometers to meet the solicitor.
You can use the tool on this page. Please select a lender and your location and you will see a number of Hilsea conveyancing lawyers locally. We have listed some Hilsea conveyancing firms at the bottom of this page and you can ring them to verify if they are on the Virgin Money approved list