It has come to my attention via my estate agent that my Chertsey solicitor is not on the mortgage company Solicitor panel. What can I do to be sure that this is correct?
Your first step should be to call your Chertsey conveyancer. You lawyer should inform you what has happened. Where they are not on the panel they may be able to suggest a Chertsey conveyancing firm that is on the approved list of lawyers for your bank.
Will my solicitor be raising enquiries concerning flooding as part of the conveyancing in Chertsey.
Flooding is a growing risk for conveyancers conducting conveyancing in Chertsey. There are those who buy a property in Chertsey, fully aware that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the purchaser.
Conveyancers are not qualified to offer advice on flood risk, however there are a number of checks that may be initiated by the buyer or by their lawyers which will figure out the risks in Chertsey. The conventional set of property information forms given to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the owner to discover if the property has historically flooded. In the event that the premises has been flooded in past and is not revealed by the owner, then a purchaser could bring a legal claim for losses as a result of such an inaccurate reply. A buyer’s lawyers will also order an environmental report. This will reveal whether there is any known flood risk. If so, further inquiries will need to be made.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Chertsey is where the house is located. What do you suggest?
Flying freeholds in Chertsey are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chertsey you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chertsey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Hoping to buy a property located in Chertsey and I am already nervous. I couldn't find anything specific about Chertsey. Conveyancing will be needed in due course but do you know about the Chertsey area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Chertsey. In the meantime here are some basic statistics that we found
I am thinking of appointing a conveyancing solicitor in Chertsey for my remortgage. Can I see a solicitor's complaints history with the legal regulator?
You may review presented Solicitor Regulator Association (SRA) determinations arising from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA could recorded telephone calls for training purposes.
I am in need of some leasehold conveyancing in Chertsey. Before diving in I require certainty as to the unexpired term of the lease.
Assuming the lease is registered - and 99.9% are in Chertsey - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Following months of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Chertsey. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Where there is a missing landlord or if there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to make a decision on the sum to be paid.
An example of a Lease Extension case for a Chertsey premises is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case related to 1 flat. The unexpired residue of the current lease was 82.93 years.