Having been recommended your organisation we were going to go ahead with a conveyancing solicitor in Chertsey endorsed using your comparison tool but stumbled across alternative fee calculations via the web look less pricey – why is this?
There are many firms of firms advertising supposedly £99 conveyancing, but additionalcharges end up with the final bill markedly uplifted. Conveyancers are obliged to make sure that charges contained in terms and conditions should be honest and reasonable and be applied The solicitors that we list for conveyancing in Chertsey genuinely set out all costs for a domestic conveyancing case.
I happen to be the only recipient of my late father’s will and I have everything in my name now, including the my former home in Chertsey. The Chertsey property was put into my name in April. I plan to dispose of the house. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship will be treated the same way as if I'd bought the house in April. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How practical a view banks take of it, depend on the bank as this requirement is principally there to identify the purchase and immediately sell or the wholesaling and assigning of property.
I am currently in the process of buying my council flat in Chertsey. I have a mortgage agreed with Clydesdale. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
My offer was accepted on a house in Chertsey on 7/4/2025, valuation was booked 4 days later, all came back fine. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Are Principality entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am purchasing a house and the conveyancer has referenced Chancel Repair to which the house could be liable given it’s proximity to the area of such a church. He has recommended insurance. Is this really required for conveyancing in Chertsey
Unless a prior purchase of the house completed post 12 October 2013 you could assume that conveyancing practitioners carrying out conveyancing in Chertsey to continue to propose a a chancel search and or chancel repair liability insurance.
Me and my brother have a semi-detached Georgian property in Chertsey. Conveyancing practitioner represented me and Lloyds TSB Bank. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the exact same address. Is it worth asking Lloyds TSB Bank to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chertsey and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing lawyer who conducted the purchase.
Over the last few months I have been searching for a leasehold apartment up to £305k and identified one near me in Chertsey I like with amenity areas and station nearby, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Chertsey in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you need a home loan that many years may be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
I am employed by a busy estate agency in Chertsey where we see a few flat sales jeopardised due to short leases. I have been given conflicting advice from local Chertsey conveyancing solicitors. Can you confirm whether the vendor of a flat can start the lease extension process for the buyer?
Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser can avoid having to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done before, or at the same time as completion of the sale.
Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
I have tried to negotiate informally with with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a Chertsey conveyancing firm to represent me?
Most certainly. We can put you in touch with a Chertsey conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Chertsey flat is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case affected 1 flat. The unexpired term was 82.93 years.