My Conveyancer in Ravenscourt Park has never been on on the Nationwide Building Society Approved Panel. Can I still continue with my prefered solicitor even though they are excluded from the Nationwide Building Society list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Ravenscourt Park lawyers but Nationwide Building Society will need to instruct a solicitor on their list of acceptable firms. This will result in additional overall legal fees and cause delays.
- Find an alternative practitioner to act in the purchase, remembering to check they are on the Nationwide Building Society panel
What does a local search tell me about the property my wife and I buying in Ravenscourt Park?
Ravenscourt Park conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations for example Onsearch The local search is essential in every Ravenscourt Park conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your new home. The search should supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
How does conveyancing in Ravenscourt Park differ for new build properties?
Most buyers of new build residence in Ravenscourt Park approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Ravenscourt Park tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ravenscourt Park or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a quick, chain free conveyancing. Ravenscourt Park is the location of the property. Can you offer any advice?
Flying freeholds in Ravenscourt Park are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ravenscourt Park you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ravenscourt Park may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I use your search tool to find a conveyancing solicitor in Ravenscourt Park on the approved list for my mortgage?
1st pick a bank such as Birmingham Midshires, Leeds Building Society or TSB then specify your preferred area a common one being Ravenscourt Park. Conveyancing practices in Ravenscourt Park and further afield will then be listed.
A conveyancing company dealt with my conveyancing in Ravenscourt Park four years ago having stored my registration documents but has now closed – how do I get hold of these?
Title deeds, as such, no longer exist as the majority of properties in Ravenscourt Park are recorded digitally at Land Registry. If you need to show evidence of proprietorship or are disposing of or re-mortgaging your conveyancing practitioner will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.