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FACT : Brading Conveyancing Solicitors Know more about Conveyancing in Brading

Main reasons to let us help you find a high street conveyancing solicitor in Brading

  • 1 Brading solicitors have a crucial advantage when it comes to Brading conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other issues that will affect your home move
  • 2 You can rest easier when choose the very best, most recommended conveyancing solicitors. Brading has a number to select from, but for a truly professional and dependable service many local people have been use the endorsement of this site.
  • 3 Regardless alternative on-line conveyancers inform you it may be necessary to visit your conveyancer to sign documents. Too many 3rd parties are already involved in a homemove without having to add the postman into the equation.
  • 4 Experience means that Brading solicitor have developed very good links with Brading local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all concerned in the process of dealing with your house sale or purchase in Brading.
  • 5 The Brading conveyancing firms that are listed are committed to supplying value for money, efficient and accessible conveyancing service to purchasers, sellers and investors in Brading

Examples of recent conveyancing in Brading since December 2024*

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Sale

of detached residence residence, Clarendon Close, PO36 0BW completing on 14/01/2025 at a price of £122,500. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, securing official copies of the title, setting up the completion formalities

street view

Disposal

of house residence, Cross Street, PO36 8BQ completing on 07/01/2025 at a price of £209,000. The legal transfer of property included amongst the various tasks: sending conveyancing papers to buyers representatives, dealing with appropriate requisitions and enquiries, sending title deeds and signed transfer to purchaser’s conveyancer

street view

Disposal

of apartment St Johns Road PO36 8HF, at buying price of £220,000. Leasehold conveyancing included: dealing with appropriate requisitions and enquiries, preparing statement detailing charges, setting up the completion formalities

street view

Transfer

of house premises, Fitzroy Street, PO36 8HQ completing on 08/01/2025 at a price of £285,000. The conveyancing process included amongst the various tasks: drafting the sale agreement and Transfer, sending the transfer to the vendor for execution in preparation for completion, obtaining official copies of the title

Recently asked questions about conveyancing in Brading

My aunt passed away last year and as sole heir and executor I was left the house in Brading. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this allowed?

If you intend to re-mortgage then Bank of Ireland will require that you use a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.

We have agreed to purchase a house in Brading. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Santander be concerned?

As your lender is Santander your lawyer must follow the conveyancing instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Santander. The Council of Mortgage Lenders’ Handbook sets out minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Santander where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties countrywide and is not isolated to Brading.

After weeks of negotiation I have agreed a price on an apartment in Brading. My mortgage broker pressured me to appoint their conveyancer. I paid an upfront payment of £200. Soon after, the lawyer called me embarrassingly acknowledging that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I had an offer accepted on a property in Brading on 29/1/2025, valuation was booked five days after, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am purchasing a new build house in Brading with a loan from Alliance & Leicester . The builders would not reduce the amount so I negotiated £7000 of extras instead. The estate agent told me not to tell my solicitor about the side-deal as it could put at risk my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a house in Brading before appointing solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some banks may not issue a mortgage on such a premises.

It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brading. Conveyancing will be smoother if you use a solicitor in Brading especially if they regularly deal with such properties in Brading.

My husband and I may need to sub-let our Brading garden flat temporarily due to a career opportunity. We used a Brading conveyancing practice in 2001 but they have closed and we did not have the foresight to get any advice as to whether the lease allows us to sublet. How do we find out?

Notwithstanding that your previous Brading conveyancing lawyer is not available you can review your lease to see if you are permitted to let out the premises. The accepted inference is that if the lease is non-specific, subletting is permitted. There may be a precondition that you are obliged to seek consent from your landlord or other appropriate person in advance of subletting. This means you not allowed to sublet without first obtaining permission. Such consent must not not be unreasonably refused ore delayed. If the lease does not allow you to sublet you should ask your landlord if they are willing to waive this restriction.

I inherited a studio flat in Brading, conveyancing having been completed 8 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Brading with over 90 years remaining are worth £191,000. The ground rent is £55 levied per year. The lease ends on 21st October 2078

With only 53 years unexpired we estimate the price of your lease extension to be between £27,600 and £31,800 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more detailed due diligence. You should not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.

We are considering choosing a web based conveyancing practitioner ahead of a Brading conveyancing firm. Any advice?

There are advantages of having the opportunity to visit a local Brading conveyancing solicitor for instance

  • signing documents on short notice
  • getting one on one explanations of issues that need explaining
  • the ability to complain if matters are not going as expected

When analysing quotes, look carefully for hidden extras. The majority decent Brading high street solicitors give an all-inclusive price. Many online companies seem to offer discounted prices, but have burried 'extras' in the in the terms and conditions.

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Sample of conveyancing solicitors in Brading regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Brading but also conveyancing throughout England and Wales.

  • Lesley A Kemp Solicitor, 2a Sandown Road, Lake, Sandown, Isle of Wight, PO36 9JP
  • Corporate Legal, Wight Stones, Thornton Manor Drive, Ryde, Isle of Wight, PO33 1PQ
  • Rjr Solicitors Limited, 18 Melville Street, Ryde, Isle of Wight, PO33 2AP
  • Walter Gray & Co Limited, 3-4 St. Thomas Street, Ryde, Isle of Wight, PO33 2ND
  • Merry & Co, 73 Union Street, Ryde, Isle of Wight, PO33 2LN

Residential Licensed Conveyancers in Brading regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Brading but also conveyancing across England and Wales.
  • Terence Michael Willey & Co Ltd, Grove Mews, PO35 5SB
  • Paul Wilks & Co Limited, 3 Garfield Road, PO33 2PS
  • Terence Michael Willey & Co Ltd, 27a Cross Street, PO33 2AA
  • Terence Michael Willey & Co Ltd, 8 Cross Street, PO33 2AD

Typically, Brading conveyancing for a sale has some of the following tasks

  • Conveyancing practitioner instructed by the vendor on acceptance of the offer
  • Investigating the title to the property
  • Drafting contract and associated documents
  • Supplying draft papers to the lawyer acting for the buyer
  • Finalising the wording for contracts and responding to supplemental enquires from the buyer’s lawyer
  • Agreeing the transfer document
  • Replying to requisitions submitted by the buyer’s lawyer
  • Proceeding to exchange of contracts and then completion of the sale
  • Accepting the sale proceeds and wiring funds to the owner, the estate agent and other relevant parties (if relevant)

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.