In what way does my ID and proof of funds have anything to do with my conveyancing in Bradwell? Is this really necessary?
In order to comply with Money Laundering Regulations any Bradwell conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally dealt with by provision of a passport and an original bank statement or utility account showing your correct address.
Under Money Laundering Regulations, conveyancing solicitors are required to validate not just the identity of conveyancing clients but also the origin of the money that they receive in respect of any matter. Refusal to disclose this may lead to your solicitor terminating their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers are duty bound to notify the relevant authorities should they believe that any monies received by them may contravene the Money Laundering Regulations.
My brother-in-law has suggested I instruct a conveyancing solicitor in Bradwell. I I am struggling to find out whether they are accepted on the Platform Home Loans Ltd approved list of lawyers. Can you or the lender confirm if they are on the panel?
You should call your conveyancer and ask them if they can act for the bank. Otherwise you can get in touch with Platform Home Loans Ltd who may be able to assist.
We are buying a terrace house in Bradwell. We would like to carry out an extension to the side at the house.Will the conveyancing process involve checks to ascertain if these works are allowed?
Your conveyancer should check the registered title as conveyancing in Bradwell will sometimes reveal restrictions in the title deeds which restrict certain changes or need the permission of a 3rd party. Some additions call for local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
The formalities of my remortgage has taken place for my property in Bradwell. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am due to exchange contracts on my house. I had a double glazing fitted in September 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Kent Reliance are being pedantic. The Bradwell solicitor who is on the Kent Reliance conveyancing panel is saying indemnity insurance will be fine but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Various online forums that I have frequented warn that are a common reason for hinderance in Bradwell conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays in the conveyancing process. Searches are unlikely to be the root cause of delay in conveyancing in Bradwell.
It has been 2 months following my purchase conveyancing in Bradwell completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
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At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Bradwell. As opposed to estate agents and brokerage sites we do not have referral arrangements with solicitors. Many agents and online brokers 'recommend' solicitors that pays the most commission, not the best value conveyancing in Bradwell