In the event thatI were to purchase a simple residential homein Bradwell for cash and have no survey and no local authority searches how much should I expect to have to pay for conveyancing in Bradwell?
Any savings you would make will be limited to the costs for searches. Your conveyancing practitioner is required to do the vast majority of work - money laundering, communicating with the vendors conveyancer, SDLT submission, register the ownership etc. You might save a bit for them not having to register a mortgage but it won't be significant.
I am the registered owner of a freehold property in Bradwell yet charged rent, why is this and what is this?
It’s unusual for properties in Bradwell and has limited impact for conveyancing in Bradwell but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Bradwell?
There are two types of lawyers who can conduct conveyancing in Bradwell namely licenced conveyancers or solicitors. Both professionals handle the legal services that you need to complete the sale or purchase of property. They are both duty bound to conduct Bradwell conveyancing to the same standards and guidelines so you can be sure that your conveyancing will be professionally conducted and that all requisite procedures should be correctly taken.
I have paid off my mortgage with TSB. I assume I don't need a Bradwell lawyer on the TSB panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
My offer was accepted on an apartment in Bradwell on 23/9/2025, valuation was booked 3 days later, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Am I best advised to instruct a Bradwell conveyancing solicitor in close proximity to the house I am buying? An old friend can deal with the conveyancing but they are based approximately 350kilometers away.
The primary upside of using a local Bradwell conveyancing firm is that you can pop in to sign paperwork, hand in your identification documents and pester them where appropriate. They will also have local insight which is a benefit. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and they were impressed that must trump using an unknown Bradwell conveyancing lawyer just because they are local.
I today plan to offer on a house that appears to be perfect, at a great price which is making it all the more appealing. I have just found out that it's a leasehold as opposed to freehold. I am assuming that there are issues purchasing a leasehold house in Bradwell. Conveyancing advisers have not yet been instructed. Will they explain the issues?
The majority of houses in Bradwell are freehold and not leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can help the conveyancing process. We note that you are buying in Bradwell so you should seriously consider shopping around for a Bradwell conveyancing solicitor and check that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions for example requiring the landlord’sconsent to carry out changes to the property. It may be necessary to pay a contribution towards the upkeep of the communal areas where the property is located on an estate. Your lawyer should advise you fully on all the issues.
Bradwell Leasehold Conveyancing - Examples of Questions you should consider Prior to buying
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How is the lease structured? The answer will be useful as a) areas may result in problems for the building as the common areas may start to deteriorate where repairs remain unpaid b) if the leaseholders have an issue with the managing agents you will need to know about it
Do online conveyancing organisations cover everything a high street Bradwell solicitor does or do I still need to use a solicitor for the final stages for my conveyancing in Bradwell?
Where you choose an online conveyancer they will undertake all the work your Bradwell conveyancer would cover.