Last June we completed a house move in Thorpe St Andrew. We have noticed several problems with the property which we believe were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been carried out for conveyancing in Thorpe St Andrew?
The query is vague as what problems have arisen and if they are specific to conveyancing in Thorpe St Andrew. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, a property owner fills in a questionnaire known as a SPIF. answers is inaccurate, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Thorpe St Andrew.
We wanted to use a conveyancing solicitor in Thorpe St Andrew for our house purchase. Our broker informed us that our bank Britannia won't deal with them. Surely this is unduly restrictive?
Mortgage Companies tend to imposes restrictions either the category or the number of conveyancing practices on their approved list of lawyers. A common example of such criteria being that a firm must not be a sole practitioner. In addition to restricting the profile of firm, some have limited the amount of solicitor practices they permit to act for them. You should note that Britannia have no responsibility for the quality of advice provided by any member of Britannia Conveyancer Panel. Mortgage fraud was a primary driver in the rationalisation of solicitor panels a few years ago even though there remains mixed views about the level of solicitor engagement in some of that fraud. Figures from the Land Registry reveal that hundreds of law firms, including some in or near Thorpe St Andrew only perform very few conveyances a year.
Me and my brother purchased a terraced Georgian property in Thorpe St Andrew. Conveyancing lawyer represented me and Halifax. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching address. Is it worth asking Halifax to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Thorpe St Andrew and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing practitioner who carried out the work.
I'm purchasing my first flat in Thorpe St Andrew with a mortgage from The Royal Bank of Scotland. The developers would not budge the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not reveal to my conveyancer about the deal as it will jeopardize my loan with The Royal Bank of Scotland. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My uncle has encouraged me to instruct his lawyers for conveyancing in Thorpe St Andrew. Should I use them?
There are no two ways about it the best way to choose a conveyancing lawyer is to have feedback from friends or relatives who have actually previously instructed the firm you're are thinking of instructing.
Can you offer any advice when it comes to finding a Thorpe St Andrew conveyancing practice to deal with our lease extension?
If you are instructing a conveyancer for lease extension works (regardless if they are a Thorpe St Andrew conveyancing practice) it is imperative that they be familiar with the legislation and specialises in this area of work. We advise that you speak with several firms including non Thorpe St Andrew conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be helpful:
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If they are not ALEP accredited then what is the reason?
Thorpe St Andrew Leasehold Conveyancing - Examples of Questions you should ask Prior to buying
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Please inform me if there are any major works anticipated that will add a premium to the maintenance costs? Who takes charge for maintaining and repairing the block? The prefered form of lease structure is where the freehold reversion is owned by the leaseholders. In this scenario the tenants enjoy control and even though a managing agent is frequently retained if the building is bigger than a house conversion, the managing agent is directed by the tenants.