Completed the sale of my flat in Hedge End last September yet the purchaser is e-mailing daily to say his solicitor needs to hear from mylawyer. What are the post completion sale legalities now that I have sold?
Post completion of your sale your conveyancer is obliged to send the transfer documentation and all supplemental paperwork to the purchaser's solicitors. Depending on the transaction, your conveyancer must also evidence that the legal charge in favour of the lender has been redeemed to the buyers lawyers. There is unlikely to be post completion requirements specific conveyancing in Hedge End.
I am thinking of remortgaging my flat in Hedge End, does my lawyer need to be on the Skipton Solicitor panel?
There is nothing to stop you using your solicitor, but Skipton will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
We are purchasing a flat in Hedge End. I might seem paranoid but how we can trust a lawyer? On completion day we will need to deposit money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am purchasing a 4 bedroom semi-detached house in Hedge End. We would like to convert the garage to an office at the house.Will legal investigations on the property include investigations to ascertain if these alterations are prohibited?
Your property lawyer will review the registered title as conveyancing in Hedge End can occasionally identify restrictions in the title documents which restrict categories of changes or necessitated the permission of a 3rd party. Many works call for local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor prior to committing yourself to a purchase.
I have today made my last payment due on my mortgage with Principality. I assume I don't need a Hedge End lawyer on the Principality panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
I require fast conveyancing in Hedge End as I am under pressure to exchange contracts in less than 4 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?
If.Given you are are a cash buyer you are at free not to do searches although no conveyancer would suggest that you don't. Drawing on our experience of conveyancing in Hedge End the following are examples of issues that can be revealed and adversely impact future mortgageability: Enforcement Notices, Overdue Fees, Outstanding Grants, Road Schemes,...
I am purchasing a new build house in Hedge End with a loan from Accord Mortgages Ltd. The sellers would not move on the price so I negotiated five thousand pounds worth of extras instead. The estate agent advised me not disclose to my lawyer about the deal as it would affect my mortgage with Accord Mortgages Ltd. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We are about to buying a flat in Hedge End. Could our property lawyer keep our purchase price confidential from the likes of Nestoria. Is this achievable and how?
HMLR as a matter of law bound to note price sold data on the official title for domestic properties countrywide including premises in Hedge End. The register of title is an open document, so HM Land Registry would be breaching their statutory duty excluded certain homes such as your one in Hedge End.
You can ask HM Land Registry to hide the amount paid data yet the answer will be in the negative.