A loan offer from Santander for the remortgage of my single room maisonette is coming within the next few days. Could you propose a low cost conveyancing practitioner in Chester?
You are on the wrong site if you are in need of the cheapest conveyancing solicitors in Chester. We can offer you cost effective conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing companies enticing you with ninety nine pound conveyancing in Chester. In your best case scenario, in being led by low cost conveyancing, you will earn what you pay for and at worst it will result in you invoiced for additional fees and still not end up with the service required.
Finally the sale completed on my house in Chester last May but our buyer keeps Skype messaging every few hours to say her solicitor needs to hear from myconveyancer. What should my lawyer have done following completion?
Post completion of your sale your conveyancer should forward the transfer deeds and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer must also send confirmation that the mortgage has been paid off to the buyers lawyers. There is unlikely to be post completion requirements unique to conveyancing in Chester.
I own a 4 bedroom Victorian house in Chester. Conveyancing lawyer acted for me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chester and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing solicitor who conducted the purchase.
How does conveyancing in Chester differ for new build properties?
Most buyers of new build property in Chester come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Chester usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chester or who has acted in the same development.
I decided to have a survey carried out on a house in Chester ahead of appointing conveyancers. I have been told that there is a flying freehold element to the house. My surveyor has said that some lenders may not give a mortgage on this type of property.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chester. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chester to see if the conveyancing costs will increase in light of this.
How can the Landlord & Tenant Act 1954 impact my business property in Chester and how can your lawyers assist?
The particular law that you refer to gives protection to commercial lessees, granting the dueness to apply to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and handle your commercial conveyancing in Chester