Can the conveyancing practitioners that are recommend carry out auction conveyancing in Chester?
There are a few niche solicitors we can connect you with those specialising in auction conveyancing. Chester is just one of hundreds of areas of where our lawyers cover.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Chester?
There are many recorded licenced Conveyancers in Chester and Solicitor partnerships in Chester who can help with your conveyancing We would stress that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. They may both also handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Completion of my purchase has taken place for my property in Chester. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
After much negotiation I have agreed a price on a house in Chester. My mortgage broker recommended their conveyancers. I paid an upfront payment of £175. Shortly after, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Have purchased a a semi-detached house in Chester , What is the estimated time for the Land Registry to register the transfer to my name? My Chester conveyancing solicitor has been painfully slow, so I want to be sure the registration is dealt with.
There is nothing unique when it comes to conveyancing in Chester registration formalities. Rather than based on location, timeframes can vary depending on who lodges the application, whether it is in order and whether the Land registry must send notices to any third parties. Currently approximately three quarters of submission are completed in less than three weeks but occasionally there can be longer hold-ups. Historically registration occurs after the buyer is living at the property therefore post completion formalities is not typically an essential issue but if it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.
The estate agent has sent us the confirmation of our purchase of a new build flat in Chester. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Chester
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Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
My husband and I are FTB’s - had an offer accepted, yet the selling agent has warned us that the owners will only proceed if we instruct their preferred conveyancers as they need a ‘quick sale’. My instinct tells me that we should use a local solicitor who is familiar with conveyancing in Chester
It is improbable the vendors are driving this. Should the seller desire ‘a quick sale', turning down a genuine buyer is is going to put the whole deal at risk. Contact the vendors directly and explain that (a)you are genuine purchasers (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you are going to instruct your own,trusted Chester conveyancing firm - not the ones that will earn their estate agent a referral fee or achieve conveyancing figures set by corporate headquarters.
I am looking at a two maisonettes in Chester both have approximately fifty years remaining on the leases. Should I regard a short lease as a deal breaker?
A lease is a right to use the premises for a prescribed time frame. As the lease shortens the saleability of the lease decreases and results in it becoming more expensive to extend the lease. For this reason it is generally wise to increase the term of the lease. More often than not it is difficult to sell a property with a short lease because mortgage companies may be reluctant to lend money on such properties. Lease enfranchisement can be a difficult process. We advise that you get professional assistance from a solicitor and surveyor with experience in this field.
Chester Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to Purchasing
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How much is the maintenance charge and ground rent on the property? If a Chester lease has fewer than eighty years it will have adverse implications on the salability of the flat. It is worth checking with your lender that they are content with remaining years on the lease. Leases with fewer than 80 years remaining means that you will almost definitely need a lease extension sooner rather than later and it is worth finding out how much this would cost. Remember, in most cases you will need to own the property for 24 months in order to be legally able to extend the lease. What prohibitions are contained in the Chester Lease?