We instructed a local solicitor for our conveyancing in Chester last week. Upon checking the terms of engagement it is apparent thatI am liable for costs even if our purchase doesn't happen. Should I go with them or instruct an internet lawyer advertising no move no charge conveyancing in Chester?
Generally there is a compromise along the lines that if "No Completion No Fee" is offered then the conveyancing charges will generally be uplifted to cover those transactions that do not go ahead. Do bear in mind that these offerings tend not to cover disbursements e.g. Chester conveyancing search costs.
We wanted to use a property lawyer in Chester for our home move. Our broker has since notified us that our bank Chelsea Building Society won't deal with them. Why is this not regarded as unfair competition?
A mortgage company can require an approved solicitor act for it. Borrowers are expected to bear the charges for this. Try using our directory service to locate a solicitor to carry conveyancing in Chester on the Chelsea Building Society approved list of solicitors.
We previously appointed solicitors located in Chester on the Yorkshire BS solicitor panel. They have just invoiced me a further charge for the legal aspects of the Yorkshire BS mortgage. Is this a supplemental conveyancing fee set by Yorkshire BS?
Provided it is contained in their Terms of Engagement or Quote then yes your property lawyer can levy a fee for this. This charge is not set by Yorkshire BS but by your Chester property lawyer. Plenty of firms on the Yorkshire BS panel will charge an ‘acting for lender’ fee but some practices include it on their overall fee.
I am expecting a DIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Chester solicitors on the Aldermore conveyancing panel, or is it better to go independently?
You will need to appoint Chester solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
I have paid off my mortgage with Leeds Building Society. I assume I don't need a Chester conveyancing practitioner on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
A relative advised me that where I am buying in Chester I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Chester conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Chester around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning Chester.
I am looking to sell my property. My past conveyancers closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Chester if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Chester. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
My cousin has recommend that I appoint his conveyancers in Chester. Should I choose my own conveyancer?
No doubt the ideal way to find a conveyancing lawyer is to have referrals from friends or family who have previously instructed the conveyancer you're are thinking of instructing.