My wife and I are nearing an exchange on a house in Acocks Green and my mum and dad have transferred the 10% deposit to my conveyancer. I am now informed that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my lender. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the lender about my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
Your lawyer is duty bound to clarify with mortgage company to make sure that they know that the balance of the purchase price is not from your own funds. The solicitor can only notify this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
Do I need to have a meeting at the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Acocks Green so that I can attend their offices if required.
These days conveyancing panel lawyers for lenders undertake the vast majority of work through the post, e-mail or over the phone. This means that they can undertake the legal work for your home move regardless of where you live in England or Wales. However you can check if you have the option of going to the offices of your conveyancing lawyer if you prefer.
My wife and I are buying a apartment in Acocks Green. I might seem paranoid but how we can trust a solicitor? At some point we will need to deposit money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Completion of my purchase has taken place for my property in Acocks Green. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I had an offer accepted on an apartment in Acocks Green on 12/6/2026, valuation was booked five days later, received a clean bill of health. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Are Virgin Money entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
The deeds to my home are lost. The solicitors who conducted the conveyancing in Acocks Green 4 years ago no longer exist. What are my options?
These day there are duplicates made of almost everything, and your conveyancer will know precisely where to find all the appropriate paperwork so you can buy or sell your house without any difficulty. If copies can’t be located, your conveyancer may be able to arrange cover in the form of insurance or indemnities against future claims on your property.
I decided to have a survey completed on a property in Acocks Green ahead of retaining lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend refuse to issue a loan on a flying freehold property.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Acocks Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Acocks Green to see if the conveyancing costs will increase in light of this.
I am in need of some leasehold conveyancing in Acocks Green. Before I set the wheels in motion I would like to find out the unexpired term of the lease.
Assuming the lease is registered - and most are in Acocks Green - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Acocks Green Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing
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Does the lease contain onerous restrictions? How much is the ground rent and service charge? The answer will be useful as a) areas could result in problems in the block as the communal areas may start to deteriorate where repairs are not paid for b) if the tenants have a dispute with the managing agents you will want to have all the details