My fiance’s mother is a conveyancer. I expect that I will be offered friends and family pricing for conveyancing, but if not, what level of costs would I typically be looking at for conveyancing in Acocks Green?
It’s prudent to obtain 3 or more like-for-like conveyancing estimates. Do use our comparison tool on this site. Whilst charges may contrast greatly but the service one can expect differ between property lawyers as is the case with most professions.
Is it possible for conveyancing in Acocks Green to be completed inside 10 days?
In a situation where you are under pressure for your conveyancing it is highly recommended that your solicitor is familiar with the area as they will make use of local connections and intelligence. It is even conceivable that they could have conducted otherhouses in the same road. Therefore consider using a Acocks Green conveyancing firm. In addition, check that the conveyancing firm is on the lender panel. It is estimated that 18% of Acocks Green conveyancing transactions are suspended or jeopardised after discovering a purchaser’s solicitor was not on their banks panel. In many cases this discovery resulted in the conveyancing being delayed by as much as three weeks. It is believed that this issue impacts in the region of 100,000 home moves every year. Almost all Acocks Green conveyancing practices can not represent certain banks so do check at the outset.
is it true that all Acocks Green solicitor firms on the Lloyds conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Lloyds approved list of solicitors they would need to be overseen by the SRA. The majority of banks do allow licenced conveyancers on their panel in which case such organisation would be overseen by the CLC.
It is unclear whether my mortgage offer requires a lease extension. I have called my Acocks Green bank branch on various occasions and was advised it wasn't an issue and they would lend. My Acocks Green conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their specific requirements. I have no idea who is right.
Your lawyer has to comply with the CML Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My offer was accepted on a property in Acocks Green on 14/4/2025, valuation was booked 4 days after, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Are Co-operative entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
The deeds to our home are lost. The lawyers who handled the conveyancing in Acocks Green 10 years ago no longer exist. What are my next steps?
Assuming the title is registered the details of your proprietorship will be evidenced by HMLR with a Title Number. It is possible to carry out a search at the Land Registry, identify your house and order current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will in most cases retain a file copy of the Registered Lease and again, a copy can be ordered for a small fee.
I am buying a new build apartment in Acocks Green. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Acocks Green
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I have been on the look out for a ground for flat up to £195,000 and identified one close by in Acocks Green I like with open areas and railway links nearby, the downside is that it only has 51 years on the lease. I can't really find anything else in Acocks Green suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan that many years will likely be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.