Is the fact that my conveyancer in Hatton Park is not on my bank's solicitor panel that there is a problem with the quality of the firm’s work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should simply call the Hatton Park conveyancing firm and ask them why they are no longer on the approved list for your mortgage company.
Can your site be used to locate a Conveyancing solicitor in Hatton Park even if I’m not buying or selling a house, for example where I want to buy a shop in Hatton Park with a mortgage from Nottingham Building Society?
The service is predominantly used to locate domestic conveyancing solicitors in Hatton Park but we have set out at the bottom of this page a few Hatton Park commercial conveyancing firms. You will need to enquire with the solicitors directly to check if they can also act for Nottingham Building Society
My wife and I have arranged a further advance on our home loan from Santander as we intend to conduct a loft conversion to our house in Hatton Park. Are we obliged to appoint a local Hatton Park solicitor on the Santander conveyancing panel to deal with the legals?
Santander don't usually instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander conveyancing panel.
I am selling my apartment. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Santander are being a right pain. The Hatton Park solicitor who is on the Santander conveyancing panel is recommending indemnity insurance as a solution but Santander are requiring a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a house in Hatton Park on 11/9/2025, valuation was booked 3 days after, all came back fine. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
What does a local search reveal regarding the house my wife and I buying in Hatton Park?
Hatton Park conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations such as PSG The local search is essential in every Hatton Park conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your property. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
Am I right to be concerned that estate agents that I am dealing with are suggesting a web based conveyancing firm rather than a High Street Hatton Park conveyancing practice?
As with lots of service providers, often referrals from family and friends can be worth their weight in gold. But there are many players in a conveyancing deal; estate agents, financial adviser and lenders may suggest conveyancers to choose. On occasion the solicitors might be known to one of the organisations as being good in their field, but sometimes there may be a commercial relationship behind the recommendation. You are at liberty to appoint your own conveyancer. Don't forget that many banks specify a panel list of conveyancers you must use for the mortgage aspect of your house move.
I am looking at a couple of flats in Hatton Park both have about forty five years remaining on the lease term. Do I need to be concerned?
There is no doubt about it. A leasehold flat in Hatton Park is a wasting asset as a result of the reducing lease term. The closer the lease gets to zero years unexpired, the more it reduces the marketability of the property. For most purchasers and mortgage companies, leases with less than 75 years become less and less attractive. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a property with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Hatton Park conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
Leasehold Conveyancing in Hatton Park - Examples of Queries before buying
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It would be wise to find out as much as you can regarding the managing agents as they will either make living at the property much easier or problematic. As the owner of a leasehold property you are often at the mercy of the managing agents both financially and when it comes to day to day issues such as the cleanliness of the common parts. Enquire of prospective neighbours what they think of them. On a final note, investigate as to the dates that you are obliged pay the service charge to the relevant party and precisely what you get for your money. Are there any major works in the near future that will add a premium to the service charges? Please note if it is less than eighty years it will have adverse implications on the value of the apartment. It is worth checking with your bank that they are willing to lend given the lease term. A short lease means that you will almost definitely have to extend the lease sooner rather than later and it is worth finding out what this would cost. For most Hatton Parklease extensions you would need to own the residence for a couple of years before you are entitled to carry out a lease extension.