Can your site be used to recommend a Conveyancing solicitor in Hatton Park even where I’m not purchasing or disposing of a house, for example where I wish to buy an office in Hatton Park with a mortgage from Santander?
Our search tool is primarily there to get a quote from residential conveyancing solicitors in Hatton Park but we have recorded at the bottom of this page a few Hatton Park commercial conveyancing firms. You should speak with the firm directly to see if they can also act for Santander
A relative advised me that where I am buying in Hatton Park I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Hatton Park conveyancing searches. It is a large document of more than thirty pages, listing and detailing important information about Hatton Park around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hatton Park Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning Hatton Park.
I purchased a 4 bedroom Victorian house in Hatton Park. Conveyancing solicitor acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hatton Park and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing solicitor who completed the work.
I'm purchasing my first flat in Hatton Park with a mortgage from Barclays Direct. The sellers would not budge the price so I negotiated 6k of extras instead. The property agent advised me not to tell my conveyancer about the side-deal as it may affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Should I be suspicious by estate agents that I am dealing with are suggesting a national conveyancing firm rather than a High Street Hatton Park conveyancing firm?
As with many service providers, often recommendations from relatives can be most helpful. Nevertheless there are many players in a conveyancing matter; estate agents, financial adviser and mortgage companies may put forward lawyers to select. On occasion these lawyers might be known to one of the organisations as experts in their field, but occasionally there behind the scenes financial incentive behind the endorsement. You have the discretion to select your preferred lawyer. Don't forget that some lenders operate an approved list of law firms you are obliged to use for the mortgage aspect of your house move.
My husband and I are new to the buying process - had an offer accepted, but the agent has warned us that the seller will only move forward if we appoint their chosen lawyers as they want a ‘quick sale’. Our preferred option is to instruct a high street solicitor with experience of conveyancing in Hatton Park
It is highly unlikely the vendors are behind this. If they want ‘a quick sale', alienating a motivated purchaser is counter productive. Bypass the agents and go straight to the sellers and explain that (a)you are motivated purchasers (b)you are ready to progress, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you are going to instruct your preferred Hatton Park conveyancing lawyers - rather thanthose that will give the estate agent a kickback or hit his conveyancing thresholds set by HQ.