After what seems like an age a loan offer from Santander for the refinancing of my 4 room maisonette is coming by the end of next week. Could you propose a cheap conveyancing lawyer in Totterdown?
You are on the wrong site if you are seeking the lowest fares for conveyancing solicitors in Totterdown. Our goal is to offer excellent value conveyancing but we do not aim to work with the cheapest lawyers. Do not be swayed by companies seducing you with low cost conveyancing in Totterdown. Optimistically, in deciding on low cost conveyancing, you will get your money’s worth and at worst it will result in you being stung for extras and still not receive the service expected.
We are planning on selling our property in Totterdown and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any high street Totterdown lawyer would know this is not the case. For the life of me I don't know why the buyers instructed an online conveyancing practice rather than a conveyancing solicitor in Totterdown. Having lived in Totterdown for six years we know that this is a non issue. Should we contact our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I used Wolstenholmes a few years ago for my conveyancing in Totterdown. Now, I need my files but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Totterdown of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm buying a new build house in Totterdown benefiting from help to buy. The developers would not reduce the price so I negotiated 6k of extras instead. The sale representative advised me not disclose to my solicitor about this deal as it will adversely affect my loan with Chelsea Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Totterdown prior to appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies may not issue a loan on this type of home.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Totterdown. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Totterdown to see if the conveyancing costs will increase in light of this.
Is there an average conveyancing fee for conveyancing in Totterdown?
The average fee last year for conveyancing in Totterdown was £1,500 excluding Land Tax and HMLR charges.