My IFA requires my Southsea lawyer’ panel member for the Santander conveyancing panel. Can you suggest how I find this out. I have contacted my local Southsea branch but they don't know it.
You are best placed to get this information from your Southsea lawyer . Most Southsea conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
Finally the sale completed on my house in Southsea last June yet the purchaser is whats apping daily to say his solicitor needs to hear from myconveyancer. What are the post completion sale legalities now that I have sold?
Following your house sale your lawyer is obliged to deliver the transfer deeds and all additional paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer must also evidence that the home loan has been paid off to the buyers solicitors. There are no post completion tasks unique to conveyancing in Southsea.
My uncle passed away 10 months ago and as sole heir and executor I was left the property in Southsea. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this allowed?
Given you intend to re-mortgage then HSBC will insist on your using a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.
My partner and I are close to exchanging contracts on the sale of our home in Southsea and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Southsea lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a national conveyancing outfit as opposed to a conveyancing solicitor in Southsea. Having lived in Southsea for six years we know of no issue. Do we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Have purchased a a detached house in Southsea , how long should it take for the Land Registry to register the transfer to my name? My Southsea conveyancing solicitor has been painfully slow, so I want to check that my name is recorded.
There is nothing unique when it comes to conveyancing in Southsea registration formalities. Rather than based on location, timescales can adjust according to who lodges the application, whether there are errors and if the Land registry have to notify any other parties. As of today roughly 80% of submission are fully dealt with within two weeks but occasionally there can be longer delays. Registration occurs after the new owner is living at the premises thus registration formalities is not usually primary concern but where it is urgent that the the registration takes place urgently then you or your conveyancer must communicate with the Registry to express the reasoning for the application to be prioritised.
I opted to have a survey carried out on a house in Southsea prior to instructing conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies will not give a loan on a flying freehold house.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Southsea. Conveyancing may be slightly more expensive based on your lender's requirements.