My fiance and I are refinancing our flat in Seaview with Leeds Building Society. We have a son 18 who lives at home. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have a couple of questions (1) Is this document specific to the Leeds Building Society conveyancing panel as he did not need to sign this form when we bought 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Leeds Building Society. This is solely used to protect Leeds Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Leeds Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a residence in Seaview? or I am told that there is a law dating back centuries that means some house owners residing in a parish church boundary may be liable to pay for maintenance towards the chancel within the church. Is this applicable for conveyancing in Seaview?
Unless a previous acquisition of the property completed after 12 October 2013 you may assume that conveyancing practitioners conducting conveyancing in Seaview to continue to propose a a chancel search and or chancel repair liability insurance.
Me and my brother own a terraced Georgian property in Seaview. Conveyancing lawyer acted for me and Halifax. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching address. Is it worth asking Halifax to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Seaview and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who conducted the conveyancing.
Just had an offer accepted on a new build flat in Seaview. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Seaview
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Please confirm the Lease plans are surveyor prepared. Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I have been pointed in your direction by numerous estate agents in Seaview to select a conveyancer using your seach tool. What’s the financial advantage for Estate Agents to promote your services rather than a competitor’s?
We don’t make any financial incentive for sending work to this site. We thought it would be too underhand a fee because home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
We are four weeks into a residential purchase having been referred to solicitors by the selling agent to handle our conveyancing in Seaview. I am am very disappointed with the quality of service. Can you help me find new solicitors?
A solicitor would have to be really poor in order to consider diss instructing them. Has the mortgage offer been issued? In the event that it has you must advise them of the new contact details and ensure the loan are re-issued. Your new solicitor ideally should be on the mortgage company approved list to avoid supplemental fees and delays. So that should be your first question of the new conveyancers. The search tool will help you find a bank approved lawyer for your home move in Seaview