Can your site be used to locate a Conveyancing solicitor in Seaview even if I’m not purchasing or disposing of a house, for instance if I wish to acquire a shop in Seaview with a mortgage from TSB?
Our comparison service is mainly utilised to get a quote from domestic conveyancing solicitors in Seaview but we have set out towards the end of this page some Seaview commercial conveyancing firms. You will need to make contact with the firm directly to establish if they are also authorised to represent TSB
we are a couple who are hoping to buy a newly converted apartment in Seaview with a loan from National Westminster Bank.We would like to retain our Seaview conveyancing solicitor but National Westminster Bank says she’s not listed on their approved list of member firms. we are left little option but to use a National Westminster Bank panel solicitor or retain our preferred solicitor and fork out for a National Westminster Bank panel lawyer to represent them. This seems very unfair; Can we not simply insist that National Westminster Bank use our lawyer?
Unfortunately,no. The loan issued to you contains terms and conditions, one of which will be that solicitors must be on the National Westminster Bank conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for National Westminster Bank
I am assisting my aunt sell her property in Seaview. Will the solicitor order an energy assessment or it is for me to see to?
After the demise of HIPs, energy assessments was maintained a required part of selling a house. An energy performance certificate needs to be commissioned before the property is marketed. It is not a task that lawyers ordinarily organise. Where you are using a Seaview conveyancing practitioner they may help arrange EPC’s given their contacts with long established local providers
We previously selected conveyancers located in Seaview on the Principality solicitor panel. They are now charging me a supplemental sum for handling the Principality mortgage. Is this a supplemental conveyancing fee specified by Principality?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your solicitor may charge a fee for this. The charge is not set by Principality but by your Seaview solicitor. Some firms on the Principality panel will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
I recently had an offer agreed on an apartment in Seaview. My financial adviser recommended their conveyancers. I paid an on account payment of £175. A few days later, the lawyer called me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Seaview is the location of the property. What do you suggest?
Flying freeholds in Seaview are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Seaview you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Seaview may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I would like to sublet my leasehold apartment in Seaview. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?
Even though your previous Seaview conveyancing solicitor is no longer around you can review your lease to see if you are permitted to let out the apartment. The rule is that if the lease is non-specific, subletting is permitted. Quite often there is a prerequisite that you need to obtain consent from your landlord or some other party prior to subletting. The net result is that you cannot sublet in the absence of prior consent. The consent must not not be unreasonably turned down. If the lease does not allow you to sublet you should ask your landlord if they are willing to waive this restriction.
Seaview Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing
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How long is the Lease? Where a Seaview lease has no more than 80 years it will have adverse implications on the value of the property. It is worth checking with your bank that they are content with the length of the lease. A short lease means that you will probably need a lease extension at some point and it is worth finding out how much this will be. Remember, in most cases you will need to own the premises for a couple of years before you are legally able to carry out a lease extension. On the whole the cost for major works are not included within maintenance charges, albeit that some managing agents in Seaview obliged tenants to contribute towards a reserve fund created for the specific purpose of building a fund for major repairs or maintenance.
I see that you have a post code search directory identifying solicitors on the mortgage company conveyancing panel. Do Seaview conveyancing firms pay you a referral fee if I retain them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Seaview.