We note that you have a post code search directory identifying solicitors on the UBS conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Johnstown?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Johnstown.
we are a couple who wish to acquire a newbuild apartment in Johnstown with a mortgage from Barclays .We would like to retain our Johnstown conveyancing solicitor but Barclays advised that he's not listed on their approved list of firms. We have to appoint a Barclays panel lawyer or retain our high street solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Barclays use our lawyer?
Unfortunately,no. The mortgage offered to you contains terms and conditions, a common one being that solicitors must be on the Barclays conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Barclays
I am planning on selling our property in Johnstown and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any high street Johnstown conveyancer would know this is not the case. For the life of me I don't know why the purchasers used a factory type conveyancing practice as opposed to a conveyancing solicitor in Johnstown. Having lived in Johnstown for 5 years we know that this is a non issue. Is it a good idea to contact our local Authority to seek confirmation need.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Me and my brother have a renovated Victorian property in Johnstown. Conveyancing practitioner acted for me and Barclays . I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Johnstown and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing practitioner who conducted the conveyancing.
Last July I purchased a leasehold flat in Johnstown. Do I have any liability for service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I inherited a 1st floor flat in Johnstown, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Johnstown with an extended lease are worth £265,000. The average or mid-range amount of ground rent is £50 levied per year. The lease terminates on 21st October 2100
You have 75 years left to run we estimate the premium for your lease extension to span between £8,600 and £9,800 as well as legals.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.
I am purchasing a garden maisonette in Johnstown. Conveyancing lawyer is waiting for, from the seller, building insurance paperwork. Earlier today I was informed that the owner must send the insurance schedule for the flat above as well. Why would my solicitor need to see the insurance for the flat above? Is it really necessary? We have been in hold for the last fortnight…
It is not unheard of in leasehold conveyancing in Johnstown to discover Conveyancing in Johnstown in a minority of cases reveals that the lease requires the leasehold owners to insure their individual flats rather than the freeholder insuring the entire block - which is definitely preferable. Do contact your conveyancer but it would seem that your lawyer is attempting to verify that the complete building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt due to lack of insurance cover.