I am assisting my step-mother sell her house in Crawley. Does the solicitor arrange an EPC or do I organise this?
Following the demise of Home Packs, energy performance certificates was retained a compulsory element of selling a house. An energy performance certificate needs to be to hand before the property is put on the market. It is not something that solicitors ordinarily arrange. Where you are instructing a Crawley conveyancing solicitor they might be willing to arrange energy assessments given their contacts with long established Crawley assessors
Does a directory service exist listing Kent Reliance panel solicitors in Crawley on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings visible on the web. If you are looking for a Crawley property lawyer on the Kent Reliance please make the most of our facility.
We previously instructed conveyancers locally in Crawley on the Co-operative solicitor panel. They have just billed me a supplemental charge for the legal aspects of the Co-operative mortgage. Is this a supplemental conveyancing fee specified by Co-operative?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancer may levy a fee for this. The fee is not set by Co-operative but by your Crawley solicitor. Some firms on the Co-operative panel will quote ’dealing with mortgage’ fee and others do not.
Are there restrictive covenants that are commonly identified as part of conveyancing in Crawley?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Crawley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing my first flat in Crawley with the aid of help to buy. The sellers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not disclose to my conveyancer about the extras as it will affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Crawley is where the house is located. Can you shed any light on this issue?
Flying freeholds in Crawley are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Crawley you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crawley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to retain a conveyancing solicitor for freehold conveyancing in Crawley. I have land on a site which appears to be the ideal solution If there is a chance to get all this stuff completed via web that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Should one remove a deceased person's name from the title register for a property in Crawley?
If a Crawley property is co-owned and one of the proprietors dies, the name will not automatically be removed from the title deeds. You are not required to amend the title as in the event of a disposal your lawyer would just be asked to supply proof as to the reason the joint proprietor is not included in the transfer, normally this takes the form of the probate documents.
With the aim of making things smoother in the future you can arrange to have the deceased party erased from the title by submitting an application to HMLR with proof of the death. There is no charge from the Registry for this service.