We note that you have a post code search directory identifying law firms on the Aldermore conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in Pitsea?
We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Pitsea.
we are a couple who decided to purchase a 1 bedroom apartment in Pitsea with a mortgage from TSB.We have a Pitsea conveyancing lawyer but TSB informed us he's not on their "panel". we are left little option but to use a TSB panel solicitor or keep our preferred solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The home loan offered to you contains terms and conditions, one of which will be that solicitors must be on the TSB conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for TSB
I am due to move house in August. Does my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you suggest a removal company in Pitsea. Conveyancing firm was found before I stumbled across this website.
On the afternoon of completion you can collect the house keys from your property agent however this should only happen once the sellers solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be passed over. After that you can tell the removal company that they can start moving you in. We are not in a position to recommend a specific removal organisation but can assist you in finding a residential property solicitor in Pitsea or a legal practice with expertise in conveyancing in Pitsea.
Please help - my lawyer says that chancel insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Pitsea?
The right level of chancel indemnity insurance depends on your lender. It would differ for example between Barclays and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
Having read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Pitsea solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Pitsea postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Pitsea.
How does conveyancing in Pitsea differ for new build properties?
Most buyers of new build residence in Pitsea contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is ready to move into. This is because builders in Pitsea typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Pitsea or who has acted in the same development.
I’m about to sell my ground floor apartment in Pitsea. Conveyancing is yet to be initiated, however I have just had a quarterly maintenance charge invoice – Do I pay up?
Your conveyancing lawyer is likely to suggest that you should pay the maintenance contribution as you normally would as all rents and service charges should be apportioned on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I bought a 2 bed flat in Pitsea, conveyancing having been completed in 1996. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in Pitsea with a long lease are worth £181,000. The average or mid-range amount of ground rent is £55 levied per year. The lease terminates on 21st October 2076
You have 51 years left to run the likely cost is going to range between £30,400 and £35,200 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.
I am purchasing a flat with all finances in place. My lawyer has been supplied with with 2 separate evidence of photo ID, bank statement, numerous utility bills. Now he wants a copy from a probate lawyer stating that the money is in place and that it has come from inheritance and not dealing E's in Ibiza.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Pitsea conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.