I am obtaining a offer of a home loan from Santander. I would like to retain the legal services of a Licensed Conveyancer in Rayleigh. Does the Santander Conveyancing panel allow for Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Why do I have to pay up front when it comes to conveyancing in Rayleigh?
Where you are retaining lawyers for conveyancing in Rayleigh your lawyer will ask you place them with monies to cover the the cost of the conveyancing searches. Ordinarily this is needed to cover the fees of the Local Authority Search. If any down payment is as part of the purchase price then this should be asked for immediately ahead of exchange of contracts. Any further balance that is due should be transferred shortly before completion.
I need some fast conveyancing in Rayleigh as I am under a deadline to exchange contracts within 4 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are not getting a mortgage you are at liberty not to have searches conducted although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Rayleigh the following are instances of what can appear and therefore affect future mortgageability: Refused Planning Applications, Outstanding Charges, Overdue Grants, Railway Schemes,...
I used Wolstenholmes a few years past for my conveyancing in Rayleigh. Now, I need the files but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rayleigh of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build flat in Rayleigh. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Rayleigh
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I opted to have a survey done on a house in Rayleigh in advance of retaining conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some banks may not issue a mortgage on a flying freehold premises.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Rayleigh. Conveyancing may be slightly more expensive based on your lender's requirements.