We are a couple about to sign contracts for a garden flat in Shirebrook. We encountered a snag. Our loan offer with Skipton Building Society expires on 25/2/2026 but the vendors are putting forward a completion date of 27/2/2026. Can one prolong the loan expiry date?
The best person to address this concern is your lawyer who will calculate whether he or she is should be discussing with the mortgage broker, owner’s lawyers, estate agents or possibly all parties based on the circumstances your conveyancing to date.
We are planning to acquire a house and need a conveyancing solicitor in Shirebrook who is on the Clydesdale solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Shirebrook.
we are a couple who wish to acquire a purpose built apartment in Shirebrook with a mortgage from Clydesdale.We have a Shirebrook conveyancing lawyer but Clydesdale informed us her practice is not listed on their approved list of firms. It seems we are left with little choice but to instruct a Clydesdale panel firm or retain our local solicitor and fork out for a Clydesdale panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The home loan offered to you is subject to its various provisions, one of which will be that solicitors needs to be on the Clydesdale approved list. in the past, most banks had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Clydesdale
I decided to have a survey completed on a property in Shirebrook ahead of retaining conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies tend not give a loan on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you e-mail us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Shirebrook. Conveyancing may be slightly more expensive based on your lender's requirements.
In what way does the Landlord & Tenant Act 1954 affect my commercial property in Shirebrook and how can your lawyers assist?
The 1954 Act gives protection to business leaseholders, granting the a statutory right to apply to court for a renewal lease and continue in occupation at the end of the lease term. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Shirebrook is one of the hundreds of areas of the UK in which the firms we work with have offices
Do I stop my mortgage payments with TSB once a completion date for my home sale in Shirebrook has been agreed?
No, you must maintain meeting any mortgage sums to TSB pending the mortgage being paid off from the proceeds of sale as part of your Shirebrook conveyancing.