I am obtaining a offer of a home loan from Santander. I intend to enlist the help of a Licensed Conveyancer in Cannock. Does the Santander Conveyancing panel exclude Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am planning to acquire a flat and need a conveyancing solicitor in Cannock who is on the The Royal Bank of Scotland conveyancing. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Royal Bank of Scotland in certain locations such as Cannock. We dont recommend any particular firm.
Me and my brother purchased a renovated Victorian property in Cannock. Conveyancing solicitor represented me and Halifax. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cannock and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing practitioner who conducted the conveyancing.
Due to the advice of my in-laws I had a survey completed on a property in Cannock prior to instructing lawyers. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some banks tend not give a loan on such a house.
It depends who your proposed lender is. Santander has different requirements from Halifax. If you contact us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cannock. Conveyancing may be slightly more expensive based on your lender's requirements.
In sourcing the internet for the phrase on line conveyancing in Cannock it reveals numerous solicitorsin the vicinity. With so much choice what is the best way to find the right conveyancing solicitor for me?
The ideal way of choosing the right conveyancer is via personal referral, so enquire of colleagues and family who have purchased a property in Cannock or a respected estate agent or mortgage broker. Fees for conveyancing in Cannock differ, so it's advisable to secure a minimum of three estimates from varying types of companies. Make sure that you clarify that the fees are fixed.
Back In 2009, I bought a leasehold flat in Cannock. Conveyancing and The Royal Bank of Scotland mortgage went though with no issue. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1997. The conveyancing solicitor in Cannock who previously acted has now retired. Any advice?
First contact the Land Registry to make sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Cannock conveyancing lawyer to do this as it can be done on-line for a few pound. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Cannock - A selection of Questions you should ask before Purchasing
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Is there a share of the freehold? Best to be warned if a new roof is being put on or some other major work is pending that will be shared between the leaseholders and could well dramatically impact the level of the maintenance charges or necessitate a specific payment. Are any of leasehold owners in dispute over their service charge payments?