How up to date is your database of Summertown solicitors on the Nottingham conveyancing panel? Do Nottingham send you an updated list?
Summertown conveyancing firms themselves provide us confirmation that they are on the Nottingham conveyancing panel as opposed to being supplied with a list from Nottingham directly.
We hope to to purchase with Coventry BS. I called into a few local firms yet cant to find a Summertown conveyancing firm on the Coventry BS panel. Could you help?
Please do make the most of the find a conveyancing panel solicitor tool on this page. Pick the mortgage company and type Summertown or your location and you will be presented with a number of lawyer based in Summertown or nearest you.
I am the sole beneficiary of my late grandmother’s will and I have everything in my name alone, including the my former home in Summertown. The Summertown property was put into my name in May. I plan to dispose of the property. I do know about the CML 6 month 'rule', which means that my proprietorship will be treated the same way as though I had purchased the property in May. Do I have to wait 6 months to sell?
The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. Some mortgage companies would take a sensible view as this obligation is principally there to capture subsales or the flipping of properties.
We previously chose conveyancing lawyers with offices in Summertown on the Coventry BS solicitor panel. They have just billed me a supplemental sum for dealing with the Coventry BS mortgage. Is this a supplemental conveyancing fee specified by Coventry BS?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your conveyancer is entitled to levy a fee for this. The fee is not set by Coventry BS but by your Summertown conveyancing practitioner. Some firms on the Coventry BS panel will charge ’dealing with mortgage’ fee but many firms include it on their overall fee.
The formalities of my purchase has taken place for my property in Summertown. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a house in Summertown? or I am told that there is a law dating back centuries that could mean that homeowners residing in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this relevant for conveyancing in Summertown?
Unless a prior acquisition of the house completed post 12 October 2013 you may take it that lawyers handling conveyancing in Summertown to continue to recommend a chancel search and or insurance against a claim.
About to purchase a new build apartment in Summertown. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Summertown
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants.
I am hoping to put an offer on a small detached house that seems to be perfect, at a great price which is making it all the more appealing. I have subsequently discovered that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a leasehold house in Summertown. Conveyancing lawyers have not yet been instructed. Will my lawyers set out the risks of buying a leasehold house in Summertown ?
The majority of houses in Summertown are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can help the conveyancing process. We note that you are purchasing in Summertown in which case you should be shopping around for a Summertown conveyancing solicitor and check that they are used to advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want to the property. The lease will likely included provisions such as obtaining the landlord’spermission to carry out alterations. It may be necessary to pay a contribution towards the upkeep of the communal areas where the house is located on an estate. Your solicitor will report to you on the legal implications.
Leasehold Conveyancing in Summertown - Sample of Queries before Purchasing
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How many of the leaseholders are in arrears for their maintenance charge payments? Is anyone aware of any major works in the near future that will add a premium to the maintenance costs? It is important to be aware whether redecorating or some other significant cost is anticipated that will be shared amongst the leasehold owners and could well materially impact the level of the maintenance charges or require a one time payment.