Can the conveyancing lawyers identified via your search tool perform conveyancing in Summertown by way of an attended exchange?
There are a few conveyancing experts carrying out attended exchanges. Do contact us to get a costs illustration and details as to availability.
We are planning to acquire a house and require a conveyancing solicitor in Summertown who is on the HSBC solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Summertown.
There are a variety of conveyancing solicitors in Summertown but how do I know who I should use?
We would encourage you not to base your choice on the cheapest Summertown conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I can not fathom if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Summertown bank branch on various occasions and was told they are content with the situation and they will lend. My Summertown conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the conveyancer is on the mortgage company approved list, they must follow the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I have instructed a Summertown lawyer having checked that they are on the Nationwide conveyancing panel. Does my lawyer arrange the survey of the property?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Summertown surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Is it necessary to take out insurance to address the risk of chancel repairs when purchasing a property in Summertown?
Unless a prior acquisition of the house took place after 12 October 2013 you could expect conveyancing practitioners delivering conveyancing in Summertown to continue to suggest a chancel search and or insurance against a claim.
I used Stirling Law several years past for my conveyancing in Summertown. I now require my papers but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Summertown of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm remortgaging my existing home to a buy to let mortgage with Lloyds TSB Bank and I will use the rest of the raised equity as a down payment on a second house. The area we are talking about is Summertown. Will your solicitors be able to act for the two mortgage companies and link together the conveyances?
Do use our search tool on this site to ensure that the conveyancers are on the relevant lender panels. Assuming that they are the conveyancer should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you lawyer and make apparent your desired outcome and needs.