My partner and I have organised a further advance on our mortgage from Aldermore as we want to carry out alterations to our property in Southville. Are we obliged to appoint a nearby Southville solicitor on the Aldermore conveyancing panel to deal with the legals?
Aldermore don't usually appoint firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore panel.
My offer was accepted on a property in Southville on 11/2/2025, valuation was booked 3 days after, all came back fine. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Are RBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have instructed a Southville property lawyer having made sure that they are on the Clydesdale conveyancing panel. Does my lawyer arrange the survey of the property?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Southville surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Are there restrictive covenants that are commonly picked up during conveyancing in Southville?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Southville. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a leasehold apartment up to £235,500 and found one close by in Southville I like with a park and railway links nearby, however it's only got 51 years unexpired on the lease. There is not much else in Southville for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
I'm refinancing my primary property to a buy to let mortgage with TSB and intend to use the remaining equity towards a second property. The neighborhood we are looking at is Southville. Will your conveyancers be able to act for the two lenders and link together the conveyances?
Do use our comparison tool on this site to ensure that the solicitors are approved by both banks. On the basis that they are the conveyancer should be able to simultaneously deal with the two conveyancing matters but you should talk with you solicitor and make apparent your desired outcome and requirements.
In my capacity as executor for the estate of my father I am selling a residence in Monmouth but reside in Southville. My lawyer (who is 235 miles from meneeds me to execute a stat dec ahead of completion. Can you recommend a conveyancing solicitor in Southville who can attest this legal document for me?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Southville based
What if there is an issue with one of the searches for my conveyancing in Southville?
Ordinarily, most problems exposed in Southville conveyancing search results can be addressed ahead of completion or indemnity insurance may be put in place. You should remember that even though you are buying the premises and might be willing to live with the search results, your lender may not, and when all said and done have the final decision.