Souldretaining a Bitterne conveyancing solicitor make my purchase more efficient?
Bitterne is a special area, where neighbourhood knowledge counts for a lot. The relaxed pace of life has it’s attractions – just not when it comes to your conveyancing. The solicitors that we recommend display specialist Bitterne intelligence with a positive, hands-onapproach that helps the conveyancing to progress with the minimum of fuss. It is a definite plus that they can make use of well established connections with mortgage brokers, local authorities, valuers and other Bitterne conveyancing practitioners
I require conveyancing for a flat in a relatively new development (6 years built) in Bitterne. 95% of the properties have already been occupied. Do I need carry out the local searches as part of conveyancing in Bitterne?
You would be opening yourself up to an unnecessary risk in refusing to carrying out Bitterne conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would seriously advise in the strongest possible terms that your lawyer conducts them. Where speed and cost are top of your concerns you should discuss with your lawyer about the option of search insurance
I am buying a garden flat in Bitterne. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Bitterne you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Bitterne.
I require quick conveyancing in Bitterne as I am faced with pressure to complete in less than one month. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
As you are not getting a home loan you have the choice not to have searches conducted although no solicitor would recommend that you don't. With plenty of history conveyancing in Bitterne the following are examples of issues that can appear and therefore impact future mortgageability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Road Schemes,...
I am purchasing a new build house in Bitterne with the aid of help to buy. The builders refused to move on the amount so I negotiated £7000 of additionals instead. The property agent advised me not to tell my conveyancer about this extras as it will impact my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My brother is purchasing a ground floor flat in Bitterne. He was given a quote by the conveyancer recommended by the estate agents totaling £1275 . It was ten years ago since I sold and purchased a property and it cost was £450. Have charges really increased to that extent?
What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for example Bitterne searches, land registry fees, etc)