Can the conveyancing lawyers listed on your site handle right to buy conveyancing in Wick?
We do have a number of conveyancing practitioners who can conduct right to buy conveyancing matters Do e-mail the solicitors listed to get a costs calculation.
My husband and I are buying a newbuild flat in Wick with a loan from Clydesdale.We like our Wick conveyancing solicitor but Clydesdale informed us her practice is not listed on their "panel". we are left little option but to use a Clydesdale panel firm or keep our preferred solicitor and pay for a Clydesdale panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The home loan offered to you contains various provisions, a common one being that conveyancers needs to be on the Clydesdale approved list. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Clydesdale
Me and my partner are buying a apartment in Wick. It might be a silly question but how we can trust a conveyancer? On completion day we will need to deposit money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We had chosen solicitors based in Wick on the Leeds Building Society solicitor panel. They have just billed me a separate charge for dealing with the Leeds Building Society mortgage. Is this a supplemental conveyancing fee set by Leeds Building Society?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your lawyer can levy a fee for this. The charge is not dictated by Leeds Building Society but by your Wick conveyancing practitioner. Plenty of firms on the Leeds Building Society panel will levy an ‘acting for lender’ fee and others do not.
RBS have agreed my mortgage in principle, my offer on a apartment in Wick has been accepted, now what?
The estate agent will wish to know who your solicitors are (ensure that the conveyancing practitioners are on the lender’s approved list). Telephone RBS or your broker and complete any outstanding forms. RBS will appoint a valuer who will get in contact with the estate agent or vendor to book a time for the valuation to happen. Once conducted (assuming no problems) it takes about ten days to receive the mortgage offer. RBS will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Wick.
I opted to have a survey done on a property in Wick in advance of instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some banks may refuse to grant a mortgage on such a house.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. If you e-mail us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Wick. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wick to see if the conveyancing will be more expensive.
I am looking to sell my property. My former conveyancers has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Wick if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Wick. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
How easy is it to change a solicitor as I need to find a Wick based firm who is on the lender conveyancing panel. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to commence the conveyancing and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Wick that you're considering.