I was advised today by my IFA that my Minera property lawyer is not on the bank Solicitor panel. What can I do to be sure that this is correct?
Your first step should be to call your Minera conveyancer. You lawyer should inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
It is a dozen years since I purchased my home in Minera. Conveyancing solicitors have now been appointed on the sale but I am unable to track down my deeds. Will this cause complications?
You need not be too concerned. First the deeds may be kept by your mortgage company or they may be in the possession of the lawyers who acted in the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Minera involves registered property but in the rare situation where your property is unregistered it is more of a problem but is not insurmountable.
I am buying my first flat in Minera with a loan from National Westminster Bank. The developers refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not inform my solicitor about the side-deal as it would put at risk my loan with National Westminster Bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to transfer to a new solicitor as I need to instruct a firm on the Nottingham Building Society conveyancing panel. I instructed a family conveyancing solicitor in Minera five minutes from me but the firm is not accepted by Nottingham Building Society
It would be our pleasure to help you select a conveyancing solicitor in Minera on the Nottingham Building Society panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Minera. Using the find a conveyancing solicitor tool on this site, you can scrutinise costs for conveyancing solicitors in Minera and throughout England and Wales.
I am thinking of appointing a conveyancing solicitor in Minera for my remortgage. Can I check a firm’s record with the legal regulator?
Anyone may review documented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA could recorded call for training requirements.
My wife and I purchased a leasehold flat in Minera. Conveyancing and Lloyds TSB Bank mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1994. The conveyancing practitioner in Minera who acted for me is not around. Any advice?
The first thing you should do is make enquiries of the Land Registry to make sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to instruct a Minera conveyancing firm to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Minera - Examples of Questions you should consider Prior to buying
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It would be a good idea to find out if there are any onerous restrictions in the lease. By way of example it is reasonably common in Minera leases that pets are not allowed in certain buildings in Minera. If you love the flatin Minera but your cat can’t live with you then you have a very hard compromise. It is important to be aware whether window replacement or some other significant cost is pending that will be shared amongst the tenants and will materially increase the the maintenance fees or result in a specific invoice. Does the lease have onerous restrictions?