My wife and I are intent on purchasing a flat in Minera. My Conveyancer has never been on on the lender solicitor panel. Am I still permitted to appoint my Minera conveyancing solicitor notwithstanding that they are not on the lender approved list?
Various options include
- Proceed with your preferred Minera property lawyer but your lender will need to instruct a conveyancing practitioner from their approved list. The net result is additional cost and likely delay.
- Get a fresh lawyer to act in the purchase, obviously checking they are on the lender conveyancing panel.
- Appeal to your property lawyer to apply to join the mortgage company panel
Do banks and building societies provide you with an approved list of Minera conveyancing solicitors? How do you know who is on the Lloyds conveyancing panel?
Minera conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Minera. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/11/2026, the requirements read as follows :
We were going to get a DIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Minera solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Minera solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
Planning on purchasing a apartment in Minera. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Minera conveyancing practitioner is on the Kent Reliance conveyancing panel.
I had an offer accepted on an apartment in Minera on 21/9/2026, valuation was booked 2 days later, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Are Yorkshire BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Various web forums that I have frequented warn that are the number one reason for hinderance in Minera house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Local searches are not likely to feature in any slowing down conveyancing in Minera.
four months have elapsed since my purchase conveyancing in Minera took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.