Our lender has suggested a law firm on their panel based in Blaenau Gwent but I would rather choose a conveyancing lawyer in Blaenau Gwent or nearer to where I live. Are you able to assist?
The minority of Blaenau Gwent conveyancing firms are listed all banks conveyancing panel. Use the above search tool to identify a Blaenau Gwent conveyancing solicitor on the on the mortgage company panel.
I am buying a house and the lawyer has raised the issue of Chancel Repair for which the property could be obligated to pay given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly required for conveyancing in Blaenau Gwent
Unless a prior purchase of the house took place post 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Blaenau Gwent to remain encouraging a chancel search and or chancel repair liability policy.
Are there restrictive covenants that are commonly picked up during conveyancing in Blaenau Gwent?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Blaenau Gwent. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing a new build house in Blaenau Gwent with the aid of help to buy. The builders refused to budge the price so I negotiated £7000 of additionals instead. The house builders rep told me not to tell my conveyancer about the extras as it would impact my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a house in Blaenau Gwent before appointing lawyers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders may not issue a mortgage on such a premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you contact us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Blaenau Gwent. Conveyancing may be slightly more expensive based on your lender's requirements.
In what way can the Landlord & Tenant Act 1954 impact my business premises in Blaenau Gwent and how can your lawyers assist?
The 1954 Act provides protection to commercial tenants, giving them the right to apply to court for a continuation of occupancy at the end of an expired lease. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and help with commercial conveyancing in Blaenau Gwent