About to place an offer on a leasehold flat in Hengoed. The property agents assure me that it is normal for flats in Hengoed to have less than 75 years remaining. I am expecting a loan with Chelsea Building Society. Is this going to be a problem if the lease has 70 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/5/2026 the requirements read as follows :
I am assisting my sister sell her flat in Hengoed. Does the conveyancing solicitor commission an energy assessment or it is for me to coordinate?
Following the demise of Home Information Packs, EPC’s was retained a compulsory component of selling a house. An EPC must be to hand prior to the property being put on the market. It is not something that conveyancers normally organise. Where you are instructing a Hengoed conveyancing solicitor they might help arrange EPC’s due to their relationships with long established Hengoed accredited person
Can you help - my lawyer advises that lack of right of way insurance is needed on my purchase. What is the level of cover for Hengoed conveyancing?
The right level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between Halifax and Coventry Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
I am the only beneficiary of my late mum's will and I have everything in my name now, including the my former home in Hengoed. The Hengoed property was put into my name in April. I plan to dispose of the house. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship could be considered the same way as if I'd bought the house in April. Do I have to wait 6 months to sell?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How practical a view lenders take of it, depend on the lender as this clause is chiefly there to identify the purchase and immediately sell or the wholesaling and assigning of property.
The deeds to my house can not be found. The lawyers who conducted the conveyancing in Hengoed 4 years ago are no longer around. What are my next steps?
As long as the title is registered the information relating to your proprietorship will be documented by HMLR with a Title Number. It is easy to conduct a search at the Land Registry, identify your house and secure current copies of the property title for a small fee. If the title is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be obtained for a small fee.
I have been on the look out for a flat up to £245,000 and identified one near me in Hengoed I like with amenity areas and railway links in the vicinity, the downside is that it's only got 61 years on the lease. There is not much else in Hengoed in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a home loan the shortness of the lease may be problematic. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
We are one month into a freehold purchase having been recommend to solicitors by the high street agent to handle our conveyancing in Hengoed. We are not happy. Could you help me find new solicitors?
A lawyer would have to be very bad in order to consider replacing them. Has the loan offer been generated? In the event that it has you need to inform them of the replacement solicitor and have the offer are re-sent. Your solicitor ideally needs to be on the lenders panel to avoid added costs and delays. So that should be your starting point. The search tool can help you find a bank approved solicitor for your conveyancing in Hengoed
The conveyancing solicitors carrying out our conveyancing in Hengoed has forwarded papers to review that reveal that the property is unregistered with epitome documents. Surely all houses in Hengoed are registered?
Whilst the vast majorities of properties in Hengoed are now registered with the Land Registry there are still some that are unregistered. Any property in Hengoed that has been transferred since the late 1980’s will have been registered at the HMLR under the compulsory ‘first registration’ scheme. However, if a Hengoed property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Hengoed conveyancing practitioners should be able to handle this type of conveyancing but if any uncertainty reigns the usual guidance these days seems to be for the vendor’s solicitor to register it first and then sell - this will have a domino effect to cause a significant delay.