After what seems like an age a mortgage offer from NatWest for the remortgage of my single bedroom flat is expected by the end of next week. Could you recommend a cheap conveyancing law firm in Ystrad Mynach?
This site is not designed to help those in their quest for the cheapest conveyancing in Ystrad Mynach. Our aim is to provide value for money conveyancing but we do not work with the cheapest lawyers. Do not be seduced by companies seducing you with £100 conveyancing in Ystrad Mynach. At best, in going for cheap conveyancing, you will end up with what you pay for and at worst it will result in you with a hefty uplift in extras and still not end up with the service expected.
My solicitor has discovered a a problem with the lease for the apartment we are purchasing in Ystrad Mynach. The seller’s lawyers have put forward defective title insurance as a workaround. We are content with insurance and will cover the costs. Our solicitor has advised that he must be satisfied that the mortgage company is willing to move forward with this solution. Who is the client here, us or the bank?
Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the bank are the client. These conveyancing instructions must be adhered to.
Can your site be used to find a Conveyancing solicitor in Ystrad Mynach even where I’m not purchasing or disposing of a house, for instance where I want to buy an office in Ystrad Mynach with a loan from The Mortgage Works?
The service is predominantly used to get a quote from domestic conveyancing solicitors in Ystrad Mynach but we have recorded towards the end of this page a few Ystrad Mynach commercial conveyancing firms. You should enquire with the company directly to see if they can also act for The Mortgage Works
My wife and I own a renovated Victorian property in Ystrad Mynach. Conveyancing solicitor acted for me and Aldermore. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ystrad Mynach and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.
My company is looking to take an assignment of a lease of an office on the high street. Can you recommend solicitors offering fixed charges for commercial conveyancing in Ystrad Mynach for less than 1500k?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Ystrad Mynach, including the disposal and purchase of businesses as well as simply premises. If you are hoping to buy or sell a shop, pub, restaurant, office, retail premises or a whole business we will put you in touch with the right solicitor. As for the costs these will vary based on the structure and heads of terms of the proposed transaction. Let us have your details or telephone so as to enable us to furnish you with a detailed commercial conveyancing calculation.
I have noted on numerous consumer advice websites that before choosing a conveyancing lawyer they must be approved by your lender. This is my first house move but I have an AIP from Santander and I already have a family conveyancing solicitor in Ystrad Mynach lined up. Does Virgin Money insist on an approved conveyancer to be instructed? If so, where can I find that list so I can choose a conveyancing lawyer in Ystrad Mynach?
You need to use a solicitor that is on the Virgin Money panel. The simplest thing to do is telephone your preferred Ystrad Mynach conveyancing lawyer and ask if they are on the Virgin Money panel. If they are not approved you have a couple of options available to you here:
- Proceed with your existing Ystrad Mynach conveyancer but Virgin Money will need to appoint a conveyancer from their conveyancing panel. The net result is additional fees and likely frustration.
- Appoint a new solicitor to conduct the conveyancing, obviously checking they are on the Virgin Money conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to get listed on the Virgin Money conveyancing panel.