Will my conveyancing lawyers need to check that the building insurance when buying a house in Ystrad Mynach. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/9/2025, the requirements read as follows :
A colleague pointed out to me me that in purchasing a property in Ystrad Mynach there could be a number of restrictions preventing external alterations to the property. Is this right?
We are aware of a number of properties in Ystrad Mynach which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Ystrad Mynach should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My husband and I have organised a further advance on our mortgage from Virgin Money as we wish to conduct a loft conversion to our home in Ystrad Mynach. Are we obliged to select a local Ystrad Mynach solicitor on the Virgin Money conveyancing panel to handle the legals?
Virgin Money don't usually appoint a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money conveyancing panel.
After shopping around on the internet I have found a Ystrad Mynach property lawyer having checked that they are on the UBS conveyancing panel. Does my lawyer arrange the survey of the property?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Ystrad Mynach postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Ystrad Mynach.
What can a local search tell me regarding the house I am purchasing in Ystrad Mynach?
Ystrad Mynach conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance Searchflow The local search plays an important role in most Ystrad Mynach conveyancing purchase; that is if you don’t want any nasty surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
The deeds to my house can not be found. The conveyancers who handled the conveyancing in Ystrad Mynach 5 years ago have long since closed. What do I do?
These day there are copies made of almost everything, and your conveyancer should know precisely where to look for all the appropriate documentation so you can purchase or sell your property without any difficulty. If copies can’t be located, your conveyancer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on your property.
Due to the advice of my in-laws I had a survey completed on a house in Ystrad Mynach in advance of instructing lawyers. I have been told that there is a flying freehold element to the house. My surveyor has said that some lenders will refuse to grant a loan on a flying freehold home.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. If you call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ystrad Mynach. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ystrad Mynach to see if the conveyancing costs will increase in light of this.
I am downsizing from my property. My past solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Ystrad Mynach if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Ystrad Mynach. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.