I own a freehold residence in Ystrad Mynach yet invoiced for rent, why is this and what is this?
It’s unusual for properties in Ystrad Mynach and has limited impact for conveyancing in Ystrad Mynach but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Ystrad Mynach. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/9/2025, the requirements read as follows :
A relative advised me that in buying a property in Ystrad Mynach there could be various restrictions as to what one can do in terms of external alterations to the property. Is this right?
There are a number of properties in Ystrad Mynach which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Ystrad Mynach should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My husband and I have organised the release of further monies on our home loan from Lloyds as we wish to conduct improvements to our house in Ystrad Mynach. Do we need to choose a bricks and mortar Ystrad Mynach solicitor on the Lloyds conveyancing panel to handle the legals?
Lloyds don't usually instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
I've digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Ystrad Mynach solicitor - who is on the UBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Ystrad Mynach postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Ystrad Mynach.
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Ystrad Mynach is the location of the property. What do you suggest?
Flying freeholds in Ystrad Mynach are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ystrad Mynach you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ystrad Mynach may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am thinking of appointing a conveyancing solicitor in Ystrad Mynach for my home move. Can I see a solicitor's complaints history with the legal regulator?
Members of the public may review presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator could monitor telephone calls for training requirements.
I have just started marketing my basement apartment in Ystrad Mynach. Conveyancing lawyers have not yet been instructed, but I have recently received a yearly maintenance charge invoice – what should I do?
Your conveyancing lawyer is likely to suggest that you should discharge the maintenance contribution as normal given that all ground rent and service charges should be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I own a 2 bed flat in Ystrad Mynach, conveyancing formalities finalised in 2009. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable properties in Ystrad Mynach with a long lease are worth £202,000. The ground rent is £60 charged once a year. The lease ends on 21st October 2081
You have 56 years left to run we estimate the premium for your lease extension to range between £29,500 and £34,000 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before getting professional advice.