My brother and I have just purchased a house in Groby and Ratby. We have noticed several problems with the property which we suspect were missed in the conveyancing searches. What action can we take? Can you clarify the nature of searches that should have been ordered for conveyancing in Groby and Ratby?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Groby and Ratby. Conveyancing searches and investigations undertaken during the buying process are carried out to help avoid problems. As part of the process, a seller answers a document known as a Seller’s Property Information Form. answers provided is incorrect, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Groby and Ratby.
If you had a top tip for choosing a conveyancing solicitor in Groby and Ratby what would it be?
It would be unwise to be swayed by the cheapest Groby and Ratby conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am assisting my aunt sell her flat in Groby and Ratby. Does the solicitor commission the energy assessment or it is for the owner to see to?
After the abolition of Home Packs, EPC’s became a mandatory part of moving house. An energy assessment should be to hand prior to the property being placed on the market. This is not a task that law firms ordinarily organise. If you are instructing a Groby and Ratby conveyancing practitioner they may be able to arrange EPC’s given their relationships with reputable local energy assessors
I have today made my last payment due on my mortgage with Nottingham. I assume I don't need a Groby and Ratby conveyancing practitioner on the Nottingham panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
A friend recommended that if I am buying in Groby and Ratby I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Groby and Ratby conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Groby and Ratby around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Groby and Ratby Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data about Groby and Ratby.
I used Wolstenholmes a few years ago for my conveyancing in Groby and Ratby. I now require my papers however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Groby and Ratby of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Groby and Ratby with the aid of help to buy. The developers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The property agent told me not to tell my conveyancer about the extras as it would put at risk my mortgage with Virgin Money. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have today placed an offer on a leasehold flat in Groby and Ratby and the mortgage adviser that we are dealing with suggested his conveyancer. She quoted a thousand pounds excluding VAT and disbursements. Does this sound expensive?
You should not rely on one estimate. You should seek like-for-like quotes for your conveyancing in Groby and Ratby. Then pick one that you trust and just as important, is on the approved panel of the mortgage company that you have applied for a mortgage from.