I have given 2 months notice to my existing landlord and must leave my let out property in Essington by 14/2/2025. Conveyancing for my house purchase is underway. Is it possible to complete in a couple of weeks as I wish to avoid having to move into short term accommodation?
Generally one should not give notice for your letting unless you have exchanged. If you have not previously done so, update to your solicitor and urge them to they cajole the other side, try to get a realistic time scale from them that everyone will work towards
I am the registered owner of a freehold property in Essington but still invoiced for rent, why is this and what is this?
It is rare for properties in Essington and has limited impact for conveyancing in Essington but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
We are buying a terrace house in Essington. We would like to carry out a loft conversion at the house.Will the conveyancing process include investigations to determine if these alterations are prohibited?
Your property lawyer will check the deeds as conveyancing in Essington will sometimes identify restrictions in the title deeds which restrict categories of works or need the consent of another owner. Certain works require local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
We have a mortgage agreed in principle with Santander. Essington conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Santander?
Some lenders take longer than others. Have Santander completed the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We have agreed to purchase a house in Essington. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?
As you are obtaining a mortgage with Barclays your lawyer must follow the formal requirements contained in Part two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook includes minimum specifications for solar panel roof-space leases, and solicitors are required to report to Barclays where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to Essington.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a simple, chain free conveyancing. Essington is where the house is located. Can you shed any light on this issue?
Flying freeholds in Essington are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Essington you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Essington may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have been advised by numerous selling agents in Essington to find a conveyancer on your site. What’s the financial inducement for Estate Agents to promote your site over a competitor’s?
We don’t give any referral fee for pointing buyers and sellers to this site. We thought it would be too underhand to pay a commission as home movers will think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
As co-executor for the will of my grandfather I am disposing of a house in Swansea but reside in Essington. My conveyancer (based 300 kilometers awayhas requested that I execute a stat dec ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Essington to witness and place their company stamp on the document?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Essington based