How up to date is your search tool for Heath Hayes conveyancing solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?
Heath Hayes conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
How does conveyancing in Heath Hayes differ for new build properties?
Most buyers of new build or newly converted property in Heath Hayes come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is completed. This is because developers in Heath Hayes usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Heath Hayes or who has acted in the same development.
I opted to have a survey completed on a house in Heath Hayes in advance of instructing solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some lenders tend refuse to issue a mortgage on this type of home.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Heath Hayes. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Heath Hayes to see if the conveyancing will be more expensive.
Given that I will soon spend 450k on a two bedroom apartment in Heath Hayes I would like to talk to a lawyer regarding thehouse move in advance of giving the go ahead to the firm. Can this be arranged?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor due to be doing your property ownership legalities in Heath Hayes.There is no ‘factory style conveyancing’ - every client is an important individual, not a matter number. The practices that we put you in touch with believe that the fees you are provided with for residential conveyancing in Heath Hayes should be the figure that you are charged.
As co-executor for the will of my uncle I am disposing of a residence in Monmouth but live in Heath Hayes. My lawyer (based 235 miles awayhas requested that I execute a stat dec ahead of completion. Can you recommend a conveyancing practitioner in Heath Hayes who can witness this legal document for me?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are located in Heath Hayes
I pay a service charge for my first floor flat in Heath Hayes. As a result of personal circumstances I fell into arrears with payments. I negotiated a clearance plan but there is still three thousand pounds due to be paid.
I want to dispose of the property and I am concerned this will jeopardize the sale if I have to settle the amount due in advance. Do I have to settle before - is this achievable?
It would be wise to speak with the conveyancer dealing with your Heath Hayes conveyancing but one option might be to arrange for the outstanding amount to be transferred to the buyers. The contractual price they pay would be adjusted to reflect the amount of debt they take on. They would then discharge the outstanding monies once they are the owners.