It has taken forever and a day but a mortgage agreement from Santander for the refinancing of my 2 bedroom flat is to be issued imminently. Are you able to put forward a low cost conveyancing solicitor in Droitwich Spa?
You are on the wrong site if you are seeking cut-price fees for conveyancing in Droitwich Spa. We can offer you affordable conveyancing but our intention is not to advertise as being the cheapest. Do not be swayed by companies offering the bait of £99 conveyancing in Droitwich Spa. In your best case scenario, in choosing a lawyer for low cost conveyancing, you will get your money’s worth and at worst it will result in you with a surprising uplift in extras and still not receive the service you were hoping for.
Can you clarify what the consequences are if my solicitor is removed from the UBS Solicitor panel ahead of completing my conveyancing in Droitwich Spa?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
I happen to be the single beneficiary of my late father’s estate and I have everything in my name alone, including the house in Droitwich Spa. The Droitwich Spa property was put into my name in July. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship will be regarded the same way as if I'd bought the house in July. Is the property unsalable for six months?
The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. Most banks would take a pragmatic view as this requirement principally exists to identify subsales or the wholesaling and assigning of properties.
I had an offer accepted on a house in Droitwich Spa on 9/7/2025, valuation was booked 2 days later, received a clean bill of health. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
After what seems like an age I have had an offer on an apartment in Droitwich Spa accepted, but there is a chain. The owners have offered on somewhere, but it’s not yet tied up, and are looking at other apartments in the pipeline. I have instructed a local conveyancing solicitor in Droitwich Spa. What should be my next step? At what point do I apply for the mortgage with Bank of Ireland?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then survey, Droitwich Spa conveyancing search costs, etc). The first thing to do is check that your property lawyer is on the Bank of Ireland conveyancing panel. As to the next stages this very much dictated by the specifics of your transaction, desire for this property and on the state of the market. In a buoyant market the majority of buyers would apply for the mortgage with Bank of Ireland and arrange for the valuation and only if it comes back ok would they request their property lawyer to move forward with searches.
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when buying a property in Droitwich Spa?
Unless a previous purchase of the premises took place post 12 October 2013 you could assume that solicitors conducting conveyancing in Droitwich Spa to continue to recommend a chancel search and or insurance against a claim.
I am buying a new build apartment in Droitwich Spa. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Droitwich Spa
-
Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I am expecting to complete on the purchase a house in Droitwich Spa but as a consequence of wreckage from the recent storms I have negotiated recompense from the owner of £2k taking the form of a reduction in the price. I had intended this to be addressed as part of the conveyancing process however the lender will not permit this. Should they have been involved?
Any conveyancing practitioner listed on the mortgage company approved list is obliged to disclose to the bank of any changes to the sale price. In the event that you did not allow your property lawyer to notify the price change to your mortgage company then they would have to refrain from representing you and the mortgage company.