Can I use your services to locate a Conveyancing solicitor in Cookley even where I’m not purchasing or selling a house, for instance where I wish to buy an office in Cookley with a loan from Britannia?
Our search tool is mainly there to find residential conveyancing solicitors in Cookley but we have recorded at the bottom of this page a few Cookley commercial conveyancing firms. You should speak with the company directly to see if they are also authorised to represent Britannia
I have been advised by my solicitor that flying freehold insurance is necessary on my purchase. What is the level of cover for Cookley conveyancing?
The appropriate level of flying freehold indemnity insurance depends on your lender. It would differ for example between Lloyds TSB Bank and The Mortgage Works. Conveyancing solicitors as opposed to borrowers take out such insurances.
I am selling my house. I had a double glazing fitted in September 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Lloyds are being problematic. The Cookley solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are requiring a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Our offer on a property in Cookley has been accepted, but there is a chain. The owners have put an offer on a property, but it’s not been accepted yet, and have viewings of other flats booked. I have selected a high street conveyancing solicitor in Cookley. What do I do now? When should I get the mortgage application with Virgin Money started?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then valuation, Cookley conveyancing search fees, etc). The first course of action is to ensure that your conveyancer is on the Virgin Money conveyancing panel. Concerning the subsequent steps this very much depends on the circumstances of your case, attraction to the property and on the state of the market. In a buoyant market the majority of buyers would apply for the mortgage with Virgin Money and arrange for the valuation and only if it was satisfactory would they pay their property lawyer to move forward with searches.
I purchased a terraced Edwardian house in Cookley. Conveyancing lawyer represented me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cookley and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing solicitor who carried out the work.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Cookley is where the house is located. Can you offer any assistance?
Flying freeholds in Cookley are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cookley you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cookley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In my capacity as executor for the will of my father I am disposing of a property in Cardiff but reside in Cookley. My conveyancer (based 260 kilometers from mehas requested that I execute a stat dec ahead of completion. Could you suggest a conveyancing lawyer in Cookley who can witness this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are Cookley based
What are your top tips when it comes to finding a Cookley conveyancing practice to carry out our lease extension conveyancing?
When appointing a solicitor for your lease extension (regardless if they are a Cookley conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you talk with two or three firms including non Cookley conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be of use:
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What are the costs for lease extension work? Can they put you in touch with clients in Cookley who can give a testimonial?
Cookley Leasehold Conveyancing - Sample of Queries Prior to buying
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The best form of lease structure is a share of the freehold. In this arrangement the lessees enjoy being in charge if their destiny and even though a managing agent is frequently retained if the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves. Who manages the building? Is anyone aware of any major works in the near future that will add a premium to the maintenance charges?