My wife and I intend to remortgage our flat in Cookley with TSB. We have a son 19 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two questions (1) Is this form unique to the TSB conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) Does our son by signing this extinguish his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to TSB. This is solely used to protect TSB if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of TSB had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am about to put an offer on a leasehold flat in Cookley. The estate agents say that it is normal for flats in Cookley to have less than 75 years remaining. I am getting a mortgage with Bank of Ireland. Is this going to be a problem if the lease has 72 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/8/2026 the requirements read as follows :
I used Stirling Law a few years ago for my conveyancing in Cookley. Now, I need the files but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cookley of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been on the look out for a leasehold apartment up to £245,000 and identified one close by in Cookley I like with a park and station in the vicinity, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Cookley for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you require a mortgage that many years may be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.
I am selling my house. My former lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Cookley if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Cookley. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
I am 17 days into a residential purchase having been directed to conveyancers by the high street agent to perform conveyancing in Cookley. I am am very frustrated with the level of service. Could you help me find new solicitors?
They would have to be very bad in order to consider replacing them. Has your mortgage been generated? If so you must make them aware of the new contact details and ensure the mortgage documents are re-issued. Your conveyancer needs to be on the mortgage company approved list to avoid escalating fees and frustration. So that should be your first question of the new conveyancers. Our search tool will help you find a lender approved lawyer for your conveyancing in Cookley